1704 E 13th St, Des Moines, IA 50316 Property Records

Polk County property record for 1704 E 13th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,464 sqft · built 1917
Lot Size	0.178 acres (7,750 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jun 2020)
Tax Bill	$3,926 (2024)
Deeds & Mortgages	Aug 2022 Second Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110/05406-000-000`

Property Details

APN / Parcel Number

Primary APN	`110/05406-000-000`
Alternative APN	`792435276025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,464 sqft Living Area
Gross Area	2,471 sqft
1st Floor Area	736 sqft
Upper Floors Area	728 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Conventional
Exterior Material	Metal Siding
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,750 sqft (0.178 acres)
Lot Dimensions	155 ft deep x 50 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	279 sqft
Deck Area	113 sqft
Canopy	113 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1704 E 13TH ST
City	DES MOINES
State	IA
Zip	50316-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 74 UNION ADDITION
Legal Subdivision	UNION ADDITION
Legal Lot Number	74
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2029
Census Tract	1500

Owner

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1704 E 13TH ST, DES MOINES, IA 50316-2012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Jun 18, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2020 · Amount on Record
Deed Sale	Jun 18, 2020 · Amount on Record
Prior Sale	May 6, 2016 · Amount on Record
Deed Document Number	202019-00110019
Deed Book / Page	17898 / 159
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1704 E 13TH ST, DES MOINES, IA 50316-2012
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067963
Date	Aug 24, 2022
Book Page	19241/134
Instrument	2022-00067963

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 5, 2032

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 18, 2020
Property Address	1704 E 13TH ST, DES MOINES, IA 50316-2012
Document Number	201900110019
Book / Page	17898 / 159
Instrument Date	Jun 12, 2020
Instrument	2019-00110019
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 E 13TH ST, DES MOINES, IA 50316-2012

Mortgage

Document Number	201900110021
Date	Jun 18, 2020
Instrument	2019-00110021

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$225,200 (+12.83%) Land $32,200 Building $193,000	$225,200 (+12.83%) Land $32,200 Building $193,000
2024	$3,926.00 (-0.05%)
2023		$199,600 Land $28,400 Building $171,200	$199,600 Land $28,400 Building $171,200
2020	$3,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	20 (1998–2019)
Claims Outside the SFHA	18 of 20
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 13 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Metronet, T-Mobile.

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