1644 E 13th St, Des Moines, IA 50316 Property Records

Polk County property record for 1644 E 13th St, Des Moines, IA 50316

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,596 sqft · built 1917
Lot Size0.106 acres (4,650 sqft)
OwnerIndividual Name on Record
Last Sale$208,000 (Apr 2025)
Tax Bill$3,108 (2024)
Deeds & MortgagesApr 2025 Sale & Mortgage
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN7924-35-279-030

Property Details

APN / Parcel Number

Primary APN7924-35-279-030
Alternative APNs
  • 110/05652-000-000
  • 11005408000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,596 sqft Living Area
Gross Area2,220 sqft
1st Floor Area754 sqft
Upper Floors Area624 sqft
Attic Area218 sqft
Basement Area624 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1960
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood Frame
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,650 sqft (0.106 acres)
Lot Dimensions95 ft deep x 50 ft wide
Garage TypeDetached
Garage Area162 sqft
PorchEnclosed Porch
Porch Area78 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
SewerConnected

Location & Zoning

Old Parcel Number11005408000000
Street Address1644 E 13TH ST
CityDES MOINES
StateIA
Zip50316-2217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description-EX BEG NE COR LOT 76 THN S 10F NW 22.27F E 20F TO POB- E 94.6F LOT 76 UNION ADDITION
Legal Range24W
Legal Township79N
Legal Section35
Legal SubdivisionUNION ADD
Legal Lot Number76
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group2
Census Block2033
Census Tract1500

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1644 E 13TH ST, DES MOINES, IA 50316-2217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2025Warranty Deed, Transfer · VA Mortgage
LOWER LLC
Jul 24, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2025 · Amount on Record
Deed SaleApr 7, 2025 · Amount on Record
Deed Document Number2025-00018303
Deed Book / Page20095 / 464
Record UpdatedJun 8, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateApr 7, 2025
Property Address1644 E 13TH ST, DES MOINES, IA 50316-2217
Document Number0000018303
Book / Page20095 / 464
Instrument DateMar 25, 2025
Instrument2025-00018303
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$332.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1644 E 13TH ST, DES MOINES, IA 50316-2217
InvestorPossibly a Property Investor

Mortgage

Document Number0000018304
DateApr 7, 2025
Instrument2025-00018304
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateJul 24, 2019
Property Address1644 E 13TH ST, DES MOINES, IA 50316-2217
Document Number0000007331
Book / Page017419 / 000372
Instrument DateApr 19, 2018
Instrument7331
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address400 ROBERT D RAY DR DES MOINES IA 503091813, DES MOINES, IA 50309-1813
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$199,600 (+11.7%) Land $20,900 Building $178,700$199,600 (+11.7%) Land $20,900 Building $178,700
2024$3,108.00 (+22.07%)
2023$178,700 Land $18,500 Building $160,200$178,700 Land $18,500 Building $160,200
2020$2,546.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims20 (1998–2019)
Claims Outside the SFHA18 of 20
Most Recent ClaimJun 2019 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 13 claims
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75

May also be available: Metronet, T-Mobile.

Nearby Properties on E 13th St

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