17031 Lovers Ln, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 17031 Lovers Ln, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,064 sqft · built 1974
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (May 2024)
Tax Bill	$3,863 (2025)
Deeds & Mortgages	Jan 2024 Foreclosure Sep 2023 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-008-006-20`

Property Details

APN / Parcel Number

Primary APN	`009-008-006-20`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,064 sqft Building Perimeter
1st Floor Area	1,296 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Garage Area	1,344 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	17031 LOVERS LN
City	THREE RIVERS
State	MI
Zip	49093-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR RICK'S MANOR SEC 8 T6S R11W TH S 200 FT TH E 150.66 FT TH N 200 FT TH W 150.66 FT TO POB. (COMB W/009-008-006-10 S
Legal Range	11W
Legal Township	06S
Legal Section	08
Legal Subdivision	RICKS MANOR
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2034
Census Tract	40100

Owner

Source: St. Joseph County records · APN 009-008-006-20

Assessment roll updated July 24, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	17031 LOVERS LN, THREE RIVERS, MI 49093-9010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Warranty Deed, Foreclosure
Sep 22, 2023	Quit Claim Deed, Foreclosure Quitclaim
Feb 16, 2023	Sheriff's Deed, Foreclosure
Sep 11, 2020	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2024 · Amount on Record
Deed Sale	May 28, 2024 · Amount on Record
Prior Sale	Feb 16, 2023 · Amount on Record
Deed Document Number	20243929
Prior Transfer Date	Sep 20, 2023
Prior Transfer Doc	2023006811
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 26, 2024
Property Address	17031 LOVERS LN, THREE RIVERS, MI 49093-9010
Document Number	2024000564
Instrument Date	Jan 24, 2024
Instrument	2024000564
Transaction Type	Foreclosure
Record Updated	Feb 09, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 E SOUTH ST, ANAHEIM, CA 92805-4903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034
Mail Care Of	INFORMATION SYSTEMS NETWORKS CORPORATIO

September 2023: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 22, 2023
Property Address	17031 LOVERS LN, THREE RIVERS, MI 49093-9010
Document Number	2023006811
Instrument Date	Sep 20, 2023
Instrument	2023006811
Transaction Type	Foreclosure
Record Updated	Oct 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 PHILLIPS BLVD, TRENTON, NJ 08618-1430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS RD STE 200, 200, ANAHEIM, CA 92806-5951

February 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Feb 16, 2023
Property Address	17031 LOVERS LN, THREE RIVERS, MI 49093-9010
Document Number	2023001047
Instrument Date	Feb 09, 2023
Instrument	2023001047
Transaction Type	Foreclosure
Record Updated	Mar 01, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PHILLIPS BLVD, EWING, NJ 08618-1430

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 11, 2020
Property Address	17031 LOVERS LN, THREE RIVERS, MI 49093-9010
Document Number	2020005481
Instrument Date	Sep 04, 2020
Instrument	2020005481
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,717.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17031 LOVERS LN, 17031, THREE RIVERS, MI 49093-9010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25039 US HIGHWAY 12, STURGIS, MI 49091-9294

Mortgage

Date	Sep 11, 2020

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,600 (+28.99%) Land $8,700 Building $135,900	$289,200 (+28.99%) Land $17,400 Building $271,800
2025	$3,863.00 Homeowner's exemption
2023		$112,100 Land $5,900 Building $106,200	$224,200 Land $11,800 Building $212,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 90 locations within half a mile of this property.

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