16996 Lovers Ln, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 16996 Lovers Ln, Three Rivers, MI 49093 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,302 sqft · built 1950
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jul 2019)
Tax Bill	$1,033 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-006-035-00`

Property Details

APN / Parcel Number

Primary APN	`009-006-035-00`

Interior

Full Baths	2 Baths
Building Area	1,302 sqft Building Perimeter
1st Floor Area	1,302 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	200 ft deep x 149 ft wide
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16996 LOVERS LN
City	THREE RIVERS
State	MI
Zip	49093-9078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR SEC 6 T6S R11W TH W 150 FT TH N 200 FT TH E 149.77 FT TH S 200 FT TO POB.
Legal Range	11W
Legal Township	06S
Legal Section	06
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2007
Census Tract	40100

Owner

Source: St. Joseph County records · APN 009-006-035-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16996 LOVERS LN, THREE RIVERS, MI 49093-9078
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Prior Sale	Oct 13, 2016 · Amount on Record
Deed Book / Page	1965 / 847
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 10, 2019
Property Address	16996 LOVERS LN, THREE RIVERS, MI 49093-9078
Document Number	01965/0847
Book / Page	1965 / 0847
Instrument Date	Jul 08, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16996 LOVERS LN, 16996, THREE RIVERS, MI 49093-9078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65329 ROBBINS LAKE RD, JONES, MI 49061-9743

Mortgage

Document Number	0001965849
Date	Jul 10, 2019
Instrument	1965/849

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,800	$251,600
2025	$1,033.00 Homeowner's exemption

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 9% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.