1367 State Rd 427, Waterloo, IN 46793 Property Records

DeKalb County property record for 1367 State Rd 427, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,920 sqft · built 1985
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$166,300 (May 2017)
Tax Bill	$1,181 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-19-200-004.000-005`

Property Details

APN / Parcel Number

Primary APN	`17-03-19-200-004.000-005`
Alternative APN	`040319200004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Basement Area	1,380 sqft
Unfinished Basement	1,380 sqft
Family Room	Family Room

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Terrain	High
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	040319200004
Street Address	1367 STATE ROAD 427
City	WATERLOO
State	IN
Zip	46793-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 SECTION 19 TWP 35 RANGE 14 ACRES 1.5000
Jurisdiction	DE KALB IN
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4097
Census Tract	20100

Owner

1367 State Rd 427 is owned and occupied by an individual who bought it in May 2017.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1367 STATE ROAD 427, WATERLOO, IN 46793-9719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Line of Credit UNION HOME MORTGAGE CORP
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
May 1, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Deed Document Number	20172142
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1367 STATE ROAD 427, WATERLOO, IN 46793-9719
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1367 STATE ROAD 427, WATERLOO, IN 46793-9719

Mortgage

Document Number	0202401738
Date	Apr 12, 2024
Instrument	202401738

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	8241 DOW CIR, STRONGSVILLE, OH 44136

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	May 3, 2039

Interest

Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1367 STATE ROAD 427, WATERLOO, IN 46793-9719
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202003800
Date	Jul 1, 2020
Instrument	202003800

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2040

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	May 1, 2017
Property Address	1367 STATE ROAD 427, WATERLOO, IN 46793-9719
Document Number	0201702142
Instrument Date	Apr 28, 2017
Instrument	201702142
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1367 STATE ROAD 427, WATERLOO, IN 46793-9719

Mortgage

Document Number	0201702143
Date	May 1, 2017
Instrument	201702143

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1367 State Rd 427 was $1,181, up 29.1% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Franklin Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,181.00 (+29.07%)	$243,100 (+23.21%) Land $36,300 Building $206,800	$243,100 (+23.21%) Land $36,300 Building $206,800
2024	$915.00 (+12.27%)	$197,300 (+7.17%) Land $33,000 Building $164,300	$197,300 (+7.17%) Land $33,000 Building $164,300
2023	$815.00 (+5.3%)	$184,100 (+12.88%) Land $30,600 Building $153,500	$184,100 (+12.88%) Land $30,600 Building $153,500
2022	$774.00	$163,100 Land $26,600 Building $136,500	$163,100 Land $26,600 Building $136,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1367 State Rd 427 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1367 State Rd 427 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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