Orange County property record for 1703 Down Lake Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,411 sqft · built 1986 |
| Lot Size | 1 acres (43,549 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,675 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-23-28-4818-00-390 |
| Primary APN | 05-23-28-4818-00-390 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,411 sqft Living Area |
| Gross Area | 3,672 sqft |
| 1st Floor Area | 1,373 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,549 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 286 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1703 DOWN LAKE DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-7904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CE |
| Legal Description | THE LAKES 11/12 LOT 39 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 05 |
| Legal Subdivision | LAKES |
| Legal Tract | 4818 |
| Legal Lot Number | 39 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 14814 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1703 DOWN LAKE DR, WINDERMERE, FL 34786-7904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 8, 2024 |
| Transfer Doc | 0000111886 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 27, 2024 |
| Property Address | 1703 DOWN LAKE DR, WINDERMERE, FL 34786-7904 |
| Document Number | 0000111886 |
| Map Reference | MB 11 PG 12&13 |
| Instrument Date | Feb 8, 2024 |
| Instrument | 20240111886 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1703 DOWN LAKE DR, WINDERMERE, FL 34786-7904 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1703 DOWN LAKE DR, WINDERMERE, FL 34786-7904 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,646 (+2.7%) | $621,090 (-2.21%) Land $195,000 Building $426,090 | |
| 2025 | $5,675.00 (+4.88%) Homeowner's exemption | $354,086 (+5.99%) | $635,100 (+14.65%) Land $195,000 Building $440,100 |
| 2024 | $5,411.00 (+7.45%) | ||
| 2023 | $5,036.00 (+3.84%) Homeowner's exemption | $334,084 (+3%) | $553,954 (+17.62%) Land $195,000 Building $358,954 |
| 2022 | $4,850.00 Homeowner's exemption | $324,353 | $470,954 Land $195,000 Building $275,954 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 2 (2022–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications.
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