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1626 Down Lake Dr, Windermere, FL 34786 Property Records

Orange County property record for 1626 Down Lake Dr, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,889 sqft · built 1985
Lot Size1 acres (43,558 sqft)
Owner2 Individual Names on Record
Last Sale$292,000 (Dec 2010)
Tax Bill$12,885 (2025)
Deeds & MortgagesSep 2025 Transfer
Flood ZoneZone X (minimal risk)
APN05-23-28-4818-00-020

Property Details

APN / Parcel Number

Primary APN05-23-28-4818-00-020
Alternative APNs
  • 282305481800020
  • 274611
  • 279455
  • 283611

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,889 sqft Living Area
Gross Area4,643 sqft
1st Floor Area2,429 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1986
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,558 sqft (1 acres)
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area608 sqft
Patio Area221 sqft
GazeboGazebo
Storage Building192 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1626 DOWN LAKE DR
CityWINDERMERE
StateFL
Zip34786-7903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-CE
Legal DescriptionTHE LAKES 11/12 LOT 2
Legal Range28E
Legal Township23S
Legal Section05
Legal SubdivisionLAKES
Legal Tract4818
Legal Lot Number2
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1006
Census Tract14814

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1626 DOWN LAKE DR, WINDERMERE, FL 34786-7903
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2010 · Amount on Record
Deed SaleDec 17, 2010 · Amount on Record
Prior SaleNov 22, 2004 · Amount on Record
Deed Document Number2010719212
Deed Book / Page10148 / 3622
Last Transfer DateSep 16, 2025
Transfer Doc0000540401
Record UpdatedJun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE FL
Recording DateSep 17, 2025
Property Address1626 DOWN LAKE DR, WINDERMERE, FL 34786-7903
Document Number0000540401
Map ReferenceMB 11 PG 12&13
Instrument DateSep 16, 2025
Instrument20250540401
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1626 DOWN LAKE DR, WINDERMERE, FL 34786-7903

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$742,390 (-2.38%) Land $195,000 Building $547,390$742,390 (-2.38%) Land $195,000 Building $547,390
2025$12,885.00 (+7.73%)$760,460 (+3.5%) Land $195,000 Building $565,460$760,460 (+3.5%) Land $195,000 Building $565,460
2024$11,961.00 (+28.63%)$734,774 (+24.18%) Land $195,000 Building $539,774$734,774 (+24.18%) Land $195,000 Building $539,774
2023$9,299.00 (+12.76%)$591,688 (+17.58%) Land $195,000 Building $396,688$591,688 (+17.58%) Land $195,000 Building $396,688
2022$8,247.00$503,202 Land $195,000 Building $308,202$503,202 Land $195,000 Building $308,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims2 (2022–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		2,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications.

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