17025 Peru Rd, Umatilla, FL 32784 Property Records

Lake County property record for 17025 Peru Rd, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,464 sqft · built 1980
Lot Size	2.42 acres (105,813 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Jul 2026)
Tax Bill	$2,380 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2024 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`12-18-26-0900-000-00200`

Property Details

APN / Parcel Number

Primary APN	`12-18-26-0900-000-00200`
Alternative APNs	`261812090000000200` `1818958`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,464 sqft Living Area
Gross Area	5,208 sqft
1st Floor Area	2,650 sqft
Basement Area	997 sqft
Finished Basement	150 sqft
Unfinished Basement	847 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	105,813 sqft (2.42 acres)
Lot Dimensions	330 ft deep x 165 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	897 sqft
Parking Spaces	5 Parking Spaces
Porch	Florida Room
Porch Area	603 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1818958
Street Address	17025 PERU RD
City	UMATILLA
State	FL
Zip	32784-9360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LAKE COOLEY ESTATES LOT 2 PB 23 PG 47 ORB 6264 PG 1330
Legal Range	26E
Legal Township	18S
Legal Section	12
Legal Subdivision	LAKE COOLEY ESTATES
Legal Tract	0900
Legal Lot Number	2
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2006
Census Tract	30110

Owner

17025 Peru Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Lake County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22126 QUALE GROVE RD, EUSTIS, FL 32736-9496
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jan 3, 2024	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE
Nov 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 18, 2018	Loan Modification, Mortgage · Line of Credit UNITED STHRN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on File
Deed Sale	Jul 7, 2026 · Amount on File
Prior Sale	Jan 3, 2024 · Amount on File
Deed Document Number	202682445
Deed Book / Page	6770 / 1699
Prior Transfer Date	Sep 20, 2019
Prior Transfer Doc	0053780104
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 7, 2026
Property Address	17025 PERU RD, UMATILLA, FL 32784-9360
Document Number	0000082445
Book / Page	6770 / 1699
Instrument Date	Jul 1, 2026
Instrument	202682445
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	WATSON LAND TITLE, WATSON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22126 QUALE GROVE RD, EUSTIS, FL 32736-9496

Mortgage

Document Number	0000082446,
Date	Jul 7, 2026
Instrument	202682446

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 3, 2024
Property Address	17025 PERU RD, UMATILLA, FL 32784-9360
Document Number	0062641330
Book / Page	6264 / 1330
Map Reference	MB 23 PG 47
Instrument Date	Dec 29, 2023
Instrument	2024000089
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 DEVAULT ST LOT 102, 102, UMATILLA, FL 32784-8450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17025 PERU RD, UMATILLA, FL 32784-9360

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Nov 21, 2019
Property Address	17025 PERU RD, UMATILLA, FL 32784-9360
Document Number	0053780104
Book / Page	005378 / 000104
Instrument Date	Nov 20, 2019
Instrument	132396
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	17025 PERU RD UMATILLA FL 327849360, UMATILLA, FL 32784-9360

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	17025 PERU RD, UMATILLA, FL 32784-9360
Document Number	0051052027
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17025 PERU RD UMATILLA FL 327849360, UMATILLA, FL 32784-9360

Mortgage

Document Number	0051052027
Date	May 7, 2018
Book Page	005105/002027
Instrument	52600

Lender

Name	UNITED STHRN BK
Type	Bank
Address	UMATILLA, FL 32784

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 6, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 17025 Peru Rd was $2,380 with a homeowner's exemption, up 2.8% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,370 (+2.9%)	$279,521 (-) Land $102,500 Building $177,021
2025	$2,380.00 (+2.81%) Homeowner's exemption	$157,800 Land $102,500 Building $55,300	$279,521 Land $102,500 Building $177,021
2024	$2,315.00 (-22.65%)
2023	$2,993.00 (+4.25%) Homeowner's exemption Widower's exemption	$223,920 (+3%)	$234,551 (-16.36%) Land $64,375 Building $170,176
2022	$2,871.00 Homeowner's exemption Widower's exemption	$217,400	$280,426 Land $110,250 Building $170,176

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 17025 Peru Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	70.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17025 Peru Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink, Xfinity.

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