16776 Peru Rd, Umatilla, FL 32784 Property Records

Lake County property record for 16776 Peru Rd, Umatilla, FL 32784 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2024
Square Footage2,433 sqft Living Area
Lot Size116,139 sqft (2.66 acres)
OccupancyOwner Occupied
Last Sale$85,000 (2018)
Tax Bill$4,807.00 (2024)

Property Details

APN / Parcel Number

Primary APN11-18-26-0001-000-07100
Alternative APNs
  • 261811000100007100
  • 3799280

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,433 sqft Living Area
Gross Area2,939 sqft Gross Area
1st Floor2,433 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2024
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area116,139 sqft (2.66 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area506 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area517 sqft Patio
Porch Area737 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3799280
Street Address16776 PERU RD
CityUMATILLA
StateFL
Zip32784-9094
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEG AT SW COR OF N 1/2 OF NE 1/4 OF NE 1/4 RUN N 0-58-17 W 643.51 FT TO CENTERLINE OF CR NO 5-8165 THENCE SELY ALONG CENTERLINE OF COUNTY RD R/W A CHORD BEARING OF S 38-20-41 E RUN SELY ALONG THE ARC OF A CURVE SAID CURVE CONCAVE TO THE SW HAVING A R
Legal Range26E
Legal Township18S
Legal Section11
Legal Quarter1
Legal SubdivisionACREAGE & UNREC
Legal Tract0001
Legal Lot Number71
JurisdictionLAKE FL
Minor Civil DivisionUMATILLA
Census Blockgroup1
Census Block1022
Census Tract30110

Owner

Source: Lake County records · APN 11-18-26-0001-000-07100

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16776 PERU RD, UMATILLA, FL 32784-9094
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2018Deed of Trust, Mortgage · Building or Construction Mortgage
UNITED SOUTHERN BANK
Jul 12, 2019Loan Modification, Mortgage · Conventional Mortgage
UNITED STHRN BK
Aug 27, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 11, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 11, 2018 · Amount on Record
Deed SaleJun 11, 2018 · Amount on Record
Deed Doc Number201867491
Deed Book / Page5123 / 698
Last Transfer DateAug 17, 2018
Transfer Doc0051600585
Record RefreshedJun 08, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address16776 PERU RD, UMATILLA, FL 32784-9094
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFREEDOM TITLE & ESCROW CO LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051722132
DateSep 20, 2018
Book Page5172/2132
Instrument2018111092
Lender
NameUNITED SOUTHERN BANK
TypeBank
AddressUMATILLA, FL 32784
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term373 Months
DueOct 01, 2049

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE FL
Property Address16776 PERU RD, UMATILLA, FL 32784-9094
Document Number0053112072
Instrument DateJul 12, 2019
Transaction TypeMortgage
Record UpdatedJul 30, 2019
Title CompanyFREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1029 NASH LOOP THE VILLAGES FL 321624546, THE VILLAGES, FL 32162-4546

Mortgage

Document Number0053112072
DateJul 17, 2019
Book Page005311/002072
Instrument80246
Lender
NameUNITED STHRN BK
TypeBank
AddressUMATILLA, FL 32784
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 16, 2049
Interest
Rate TypeFixed Rate
Rate4.5%

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateAug 27, 2018
Property Address16776 PERU RD, UMATILLA, FL 32784-9094
Document Number0051600585
Book / Page005160 / 000585
Instrument DateAug 17, 2018
Instrument100046
Transaction TypeTransfer
Record UpdatedSep 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1029 NASH LOOP THE VILLAGES FL 321624546, THE VILLAGES, FL 32162-4546

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJun 11, 2018
Property Address16776 PERU RD, UMATILLA, FL 32784-9094
Document Number0051230698
Book / Page005123 / 000698
Instrument DateJun 06, 2018
Instrument67491
Transaction TypeTransfer
Record UpdatedJul 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$595.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1029 NASH LOOP THE VILLAGES FL 321624546, THE VILLAGES, FL 32162-4546

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$356,730 (+2.9%)$434,192 (-0.08%) Land $122,929 Building $311,263
2025$346,680 (+5.99%) Land $122,929 Building $223,751$434,541 (+15.98%) Land $122,929 Building $311,612
2024$4,807.00 (+8.12%)
2023$4,446.00 (+4.22%) Homeowner's exemption$327,100 (+3%)$374,685 (+0.09%) Land $72,056 Building $302,629
2022$4,266.00 Homeowner's exemption$317,580$374,336 Land $72,056 Building $302,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation69.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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