1702 Lighthouse Pointe Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1702 Lighthouse Pointe Dr, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,912 sqft · built 2000
Lot Size	0.253 acres (11,021 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,000 (Jan 2022)
Tax Bill	$3,922 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-2S-27-2313-00B00-1760`

Property Details

APN / Parcel Number

Primary APN	`28-2S-27-2313-00B00-1760`
Alternative APN	`S27228231300B001760`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,912 sqft Living Area
Gross Area	2,645 sqft
1st Floor Area	1,912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	130 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	327 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1702 LIGHTHOUSE POINTE DR
City	GULF BREEZE
State	FL
Zip	32563-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PBD
Legal Description	LIGHTHOUSE POINTE UNIT II LOT 176 BLK B AS DES IN OR 4229 PG 1913
Legal Range	27W
Legal Township	2S
Legal Section	28
Legal Subdivision	LIGHTHOUSE PT/1,2,5
Legal Block	B
Legal Lot Number	176
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	2
Census Block	2008
Census Tract	10824

Owner

Source: Santa Rosa County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1702 LIGHTHOUSE POINTE DR, GULF BREEZE, FL 32563-9001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Warranty Deed, Transfer · VA Mortgage SOUTHPOINT FINANCIAL SERVICES INC
Jul 16, 2021	Warranty Deed, Transfer · VA Mortgage FIDELITY BANK
Mar 20, 2019	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Prior Sale	Jul 16, 2021 · Amount on Record
Deed Document Number	2022733
Deed Book / Page	4229 / 1913
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 5, 2022
Property Address	1702 LIGHTHOUSE POINTE DR, GULF BREEZE, FL 32563-9001
Document Number	0042291913
Book / Page	4229 / 1913
Map Reference	MB G PG 31
Instrument Date	Jan 4, 2022
Instrument	202200733
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,366.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1702 LIGHTHOUSE POINTE DR, 1702, GULF BREEZE, FL 32563-9001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 HIGHWAY 98 E STE 3, 3, DESTIN, FL 32541-2525

Mortgage

Document Number	0042291915
Date	Jan 5, 2022
Instrument	4229/1915

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 16, 2021
Property Address	1702 LIGHTHOUSE POINTE DR, GULF BREEZE, FL 32563-9001
Document Number	0041491314
Book / Page	4149 / 1314
Map Reference	MB G PG 31
Instrument Date	Jul 6, 2021
Instrument	202147908
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	BURTON LAW AND TITLE, BURTON LAW AND TITLE PL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1702 LIGHTHOUSE POINTE DR, 1702, GULF BREEZE, FL 32563-9001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1702 LIGHTHOUSE POINTE DR, GULF BREEZE, FL 32563-9001

Mortgage

Document Number	41491318
Date	Jul 16, 2021
Instrument	4149/1318

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 20, 2019
Property Address	1702 LIGHTHOUSE POINTE DR, GULF BREEZE, FL 32563-9001
Document Number	0038130086
Book / Page	003813 / 000086
Instrument Date	Mar 20, 2019
Instrument	10942
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,624.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1702 LIGHTHOUSE POINTE DR GULF BREEZE FL 325639001, GULF BREEZE, FL 32563-9001

Mortgage

Document Number	38130090
Date	Mar 20, 2019
Book Page	003813/000090
Instrument	10943

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,922.00 (+3.56%)	$297,665 (+1.8%) Land $65,000 Building $232,665	$297,665 (+1.8%) Land $65,000 Building $232,665
2024	$3,787.00 (-8.99%)	$292,400 (-1.3%) Land $65,000 Building $227,400	$292,400 (-1.3%) Land $65,000 Building $227,400
2023	$4,161.00 (+10.78%)	$296,240 (+11.68%) Land $60,000 Building $236,240	$296,240 (+11.68%) Land $60,000 Building $236,240
2022	$3,756.00	$265,255	$265,255 Land $55,000 Building $210,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 257 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 in force
Nearby Flood Claims	23 (2004–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 16 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Ripple Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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