1702 Headwaters Rd, Midlothian, VA 23113 Property Records

Chesterfield County property record for 1702 Headwaters Rd, Midlothian, VA 23113

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,374 sqft · built 1979
Lot Size0.254 acres (11,064 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Jun 2021)
Tax Bill$2,657 (2026)
Deeds & MortgagesOct 2023 Line of Credit
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01508040000B002

Property Details

APN / Parcel Number

Primary APN01508040000B002
Alternative APNs
  • 729-71-05-18-300-000
  • 426357000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,374 sqft Finished Area
1st Floor Area224 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,064 sqft (0.254 acres)
Deck Area100 sqft
Patio Area120 sqft
Balcony Area44 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number426357000
Street Address1702 HEADWATERS RD
CityMIDLOTHIAN
StateVA
Zip23113-4032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7 - SINGL
Legal DescriptionFOUR SEASONS L 2 BK B
Legal SubdivisionFOUR SEASONS
Legal BlockB
Legal Lot Number2
JurisdictionCHESTERFIELD VA
Township / Civil DivisionMIDLOTHIAN
Census Block Group1
Census Block1005
Census Tract100936

Owner

Source: Chesterfield County records · APN 01508040000B002

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1702 HEADWATERS RD, MIDLOTHIAN, VA 23113-4032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jun 29, 2021Warranty Deed, Transfer · Conventional Mortgage
VIRGINIA CREDIT UNION INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2021 · Amount on Record
Deed SaleJun 29, 2021 · Amount on Record
Prior SaleMay 28, 1999 · Amount on Record
Deed Document Number202141851
Deed Book / Page13492 / 979
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address1702 HEADWATERS RD, MIDLOTHIAN, VA 23113-4032
Transaction TypeMortgage
Record UpdatedOct 25, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014394-55
DateOct 12, 2023
Book Page14394/55
Instrument2023031092
Lender
NameBANK OF AMERICA NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 02, 2053
Interest
Rate TypeAdjustable Rate

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateJun 29, 2021
Property Address1702 HEADWATERS RD, MIDLOTHIAN, VA 23113-4032
Document Number13492-979
Book / Page13492 / 979
Instrument DateJun 18, 2021
Instrument2021041851
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1702 HEADWATERS RD, MIDLOTHIAN, VA 23113-4032

Mortgage

Document Number2021041852
DateJun 29, 2021
Instrument2021041852
Lender
NameVIRGINIA CREDIT UNION INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,657.00 (+24.8%)$295,800 (+11.33%) Land $75,000 Building $220,800$295,800 (+11.33%) Land $75,000 Building $220,800
2025$265,700 (+14.87%) Land $65,000 Building $200,700$265,700 (+14.87%) Land $65,000 Building $200,700
2023$2,129.00$231,300 Land $55,000 Building $176,300$231,300 Land $55,000 Building $176,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 142 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Headwaters Rd

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