Chesterfield County property record for 1700 Headwaters Rd, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,564 sqft · built 1979 |
| Lot Size | 0.268 acres (11,674 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (May 1996) |
| Tax Bill | $3,116 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01508040000B001 |
| Primary APN | 01508040000B001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,564 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,674 sqft (0.268 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | 152 sqft |
| Patio Area | 376 sqft |
| Balcony Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 233729001 |
|---|---|
| Street Address | 1700 HEADWATERS RD |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-4032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | FOUR SEASONS L 1 BK B |
| Legal Subdivision | FOUR SEASONS |
| Legal Block | B |
| Legal Lot Number | 1 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 100936 |
Source: Chesterfield County records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1700 HEADWATERS RD, MIDLOTHIAN, VA 23113-4032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Mar 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Sep 29, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 1996 · Amount on Record |
| Deed Sale | May 30, 1996 · Amount on Record |
| Deed Book / Page | 2872 / 438 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jun 16, 2026 |
| Property Address | 1700 HEADWATERS RD, MIDLOTHIAN, VA 23113-4032 |
| Document Number | 0000022177 |
| Book / Page | 15285 / 895 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202622177 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1700 HEADWATERS RD, MIDLOTHIAN, VA 23113-4032 |
| Document Number | 0000022177, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 15285/895 |
| Instrument | 202622177 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1700 HEADWATERS RD, MIDLOTHIAN, VA 23113-4032 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 013707-357 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 13707/357 |
| Instrument | 2021069488 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1700 HEADWATERS RD, MIDLOTHIAN, VA 23113-4032 |
| Document Number | 12661450 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1700 HEADWATERS RD MIDLOTHIAN VA 231134032, MIDLOTHIAN, VA 23113-4032 |
| Document Number | 12661450 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 012661/000450 |
| Instrument | 11218 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1700 HEADWATERS RD, MIDLOTHIAN, VA 23113-4032 |
| Document Number | 11773503 |
| Book / Page | 011773 / 000503 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 11773503 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 011773/000503 |
| Instrument | 39805 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,116.00 (+25.29%) | $347,400 (+12.98%) Land $75,000 Building $272,400 | $347,400 (+12.98%) Land $75,000 Building $272,400 |
| 2025 | $307,500 (+13.64%) Land $65,000 Building $242,500 | $307,500 (+13.64%) Land $65,000 Building $242,500 | |
| 2023 | $2,487.00 | $270,600 Land $55,000 Building $215,600 | $270,600 Land $55,000 Building $215,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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