1701 Cross St, O Fallon, IL 62269 Property Records

St. Clair County property record for 1701 Cross St, O Fallon, IL 62269

Property Summary

Property TypeApartments (5+ Units)
Details3,456 sqft · built 1973
Lot Size0.7 acres (30,492 sqft)
OwnerTrust Name on File
Last Sale$390,000 (Sep 2015)
Tax Bill$12,571 (2025)
Deeds & MortgagesJul 2023 Mortgage
Sep 2017 Loan Modification
APN09-05-0-200-028

Property Details

APN / Parcel Number

Primary APN09-05-0-200-028

Interior

Units8 Units
Building Area3,456 sqft Base Area
1st Floor Area3,456 sqft
Upper Floors Area3,456 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1980
Architectural StyleMulti-Family
Lot Area30,492 sqft (0.7 acres)

Exterior Amenities

PorchPorch
Porch Area488 sqft
Patio Area216 sqft
Shed1 Shed
Shed Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1701 CROSS ST
CityO FALLON
StateIL
Zip62269-2973
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionSHILOH VALLEY TWP SECTION 5 LOT/SEC-5-SUBL/TWP-1N-BLK/RG-7W PT LOT 59 & PT LOT 75 AS A02468080
Legal Range07W
Legal Township01N
Legal Section05
Legal SubdivisionSHILOH VALLEY TWP
Legal Block200
Legal Lot Number59,75
JurisdictionST CLAIR IL
Township / Civil DivisionSHILOH VALLEY
Census Block Group1
Census Block1005
Census Tract503907

Owner

1701 Cross St, a residential property, is held in a trust since September 2015.

Source: St. Clair County records, as of September 21, 2026

Owner of RecordTrust Name on File
Mailing Address2121 PARK RD, BELLEVILLE, IL 62220-5023
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2023Deed of Trust, Mortgage · Commercial Mortgage
FCB BANKS
Sep 25, 2017Loan Modification, Mortgage · Line of Credit
CARROLLTON BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2015 · Amount on File
Deed SaleSep 3, 2015 · Amount on File
Prior SaleSep 2, 2004 · Amount on File
Deed Document Number20152468080
Prior Transfer DateApr 22, 2005
Prior Transfer Doc04169/2072
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address1701 CROSS ST, O FALLON, IL 62269-2973
Transaction TypeMortgage
Record UpdatedSep 29, 2023
Title CompanyFIRST ALLIANCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2121 PARK RD, BELLEVILLE, IL 62220-5023

Mortgage

Document Number0A02785743
DateJul 6, 2023
InstrumentA02785743
Lender
NameFCB BANKS
TypeBank
AddressBELLEVILLE, IL 62226
Agreement
TypeCommercial Mortgage
AmountAmount on Record

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST CLAIR IL
Property Address1701 CROSS ST, O FALLON, IL 62269-2973
Document Number00A2553089
Instrument DateSep 25, 2017
Transaction TypeMortgage
Record UpdatedDec 4, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2121 PARK RD BELLEVILLE IL 622205023, BELLEVILLE, IL 62220-5023

Mortgage

Document Number00A2553089
DateSep 26, 2017
Instrument2553089
Lender
NameCARROLLTON BK
TypeBank
AddressO'FALLON, IL 62269
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1701 Cross St was $12,571.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionShiloh Valley Township
MunicipalityShiloh Village
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)
Elementary School DistrictShiloh Village School District 85 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,571.00$170,181 Land $13,817 Building $156,364$510,543 Land $41,451 Building $469,092
2022$166,930 Land $11,488 Building $155,442$500,790 Land $34,464 Building $466,326

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1701 Cross St; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1701 Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-EAST ST LOUIS
private · serves 131,368 people · EPA ID IL1635040
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: ClearWave, Wisper ISP.

Nearby Properties on Cross St

Nearby Streets

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