1691 Cross St, O Fallon, IL 62269 Property Records

St. Clair County property record for 1691 Cross St, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details3 ba · 375 sqft · built 1979
Lot Size0.65 acres (28,314 sqft)
OwnerIndividual Name on File
Last Sale$112,500 (Jul 2016)
Tax Bill$3,909 (2025)
Deeds & MortgagesMay 2020 Mortgage
APN09-05-0-200-033

Property Details

APN / Parcel Number

Primary APN09-05-0-200-033

Interior

Full Baths3 Baths
Building Area375 sqft Living Area
Upper Floors Area25 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Level
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area28,314 sqft (0.65 acres)
Garage TypeAttached
Garage Area625 sqft

Exterior Amenities

PorchSlab
Porch Area240 sqft
Deck Area242 sqft
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1691 CROSS ST
CityO FALLON
StateIL
Zip62269-2910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHILOH VALLEY TWP SECTION 5 LOT/SEC-5-SUBL/TWP-1N-BLK/RG-7W PT LT 59 A02500505
Legal Range07W
Legal Township01N
Legal Section05
Legal SubdivisionSHILOH VALLEY TWP
Legal Block200
Legal Lot Number59
JurisdictionST CLAIR IL
Township / Civil DivisionSHILOH VALLEY
Census Block Group1
Census Block1005
Census Tract503907

Owner

1691 Cross St is owned and occupied by an individual who bought it in July 2016.

Source: St. Clair County records, as of September 21, 2026

Owner of RecordIndividual Name on File
Mailing Address125 SHILOH STATION RD, O FALLON, IL 62269-3204
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2016 · Amount on File
Deed SaleJul 6, 2016 · Amount on File
Prior SaleFeb 1, 1997 · Amount on File
Deed Document Number20162500505
Prior Transfer DateJan 16, 2003
Prior Transfer Doc00A1733055
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address1691 CROSS ST, O FALLON, IL 62269-2910
Document Number00A2677515
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedJan 7, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1691 CROSS ST SHILOH IL 622692910, SHILOH, IL 62269-2910

Mortgage

Document Number00A2677515
DateNov 30, 2020
Instrument2677515
Lender
NameFIRST BK
TypeBank
AddressSHILOH, IL 62269
Agreement
AmountAmount on Record
Term300 Months
DueNov 29, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 1691 Cross St was $3,909 with a homeowner's exemption, up 22.5% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionShiloh Valley Township
MunicipalityShiloh Village
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)
Elementary School DistrictShiloh Village School District 85 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,909.00 (+22.54%) Homeowner's exemption$58,920 (+20.15%) Land $5,153 Building $53,767$176,760 (+20.15%) Land $15,459 Building $161,301
2024$3,190.00$49,038 Land $4,739 Building $44,299$147,114 Land $14,217 Building $132,897
2022$42,232 Land $4,286 Building $37,946$126,696 Land $12,858 Building $113,838

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1691 Cross St; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1691 Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-EAST ST LOUIS
private · serves 131,368 people · EPA ID IL1635040
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: ClearWave, Wisper ISP.

Nearby Properties on Cross St

Nearby Streets

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