1701 Coppersmith Ct, Lutz, FL 33559 Property Records

Pasco County property record for 1701 Coppersmith Ct, Lutz, FL 33559

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,590 sqft · built 1989
Lot Size	0.184 acres (8,004 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,000 (Apr 2026)
Tax Bill	$1,477 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-26-19-0020-00000-0830`

Property Details

APN / Parcel Number

Primary APN	`33-26-19-0020-00000-0830`
Alternative APNs	`1926330020000000830` `0842811`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,590 sqft Living Area
Gross Area	2,118 sqft
1st Floor Area	1,340 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,004 sqft (0.184 acres)
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	579 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1701 COPPERSMITH CT
City	LUTZ
State	FL
Zip	33559-3390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CARPENTERS RUN PHASE II PB 25 PGS 97-100 LOT 83 OR 7839 PG 1960
Legal Range	19E
Legal Township	26S
Legal Section	33
Legal Subdivision	CARPENTERS RUN
Legal Tract	20
Legal Lot Number	83
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3004
Census Tract	32014

Owner

Source: Pasco County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1701 COPPERSMITH CT, LUTZ, FL 33559-3390
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage GROW FINANCIAL FEDERAL CREDIT UNION
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage GROW FINANCIAL FEDERAL CREDIT UNION
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF TAMPA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	May 19, 2008 · Amount on Record
Deed Document Number	202669810
Deed Book / Page	11402 / 1133
Transfer Doc	3485001610
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Apr 15, 2026
Property Address	1701 COPPERSMITH CT, LUTZ, FL 33559-3390
Document Number	0114021133
Book / Page	11402 / 1133
Instrument Date	Apr 13, 2026
Instrument	202669810
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	KEYSTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202,202.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1701 COPPERSMITH CT, LUTZ, FL 33559-3390

Mortgage

Document Number	0000069811,
Date	Apr 15, 2026
Instrument	202669811

Lender

Name	GROW FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Apr 15, 2026
Property Address	1701 COPPERSMITH CT, LUTZ, FL 33559-3390
Document Number	0000069810
Book / Page	11402 / 1133
Instrument Date	Apr 13, 2026
Instrument	2026.69810
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	KEYSTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202,202.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1701 COPPERSMITH CT, LUTZ, FL 33559-3390

Mortgage

Document Number	0000069811,
Date	Apr 15, 2026
Instrument	2026..69811

Lender

Name	GROW FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1701 COPPERSMITH CT, LUTZ, FL 33559-3390
Document Number	0098051038
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1701 COPPERSMITH CT LUTZ FL 335593390, LUTZ, FL 33559-3390

Mortgage

Document Number	0098051038
Date	Oct 19, 2018
Book Page	009805/001038
Instrument	177657

Lender

Name	BANK OF TAMPA
Type	Bank
Address	TAMPA, FL 33601-0001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 18, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,930 (+2.9%)	$282,714 (-1.02%) Land $62,926 Building $219,788
2025	$1,477.00 (+3.14%) Homeowner's exemption	$116,550 (+5.97%) Land $62,926 Building $53,624	$285,623 (+1.3%) Land $62,926 Building $222,697
2024	$1,432.00 (+4.68%)
2023	$1,368.00 (+12.5%) Additional exemption filed	$109,980 (+3%) Land $45,568 Building $64,412	$281,951 (+21.59%) Land $45,568 Building $236,383
2022	$1,216.00 Homeowner's exemption	$106,780 Land $38,110 Building $68,670	$231,883 Land $38,110 Building $193,773

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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