1631 Coppersmith Ct, Lutz, FL 33559 Property Records

Pasco County property record for 1631 Coppersmith Ct, Lutz, FL 33559

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,383 sqft · built 1989
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jul 2019)
Tax Bill	$2,690 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-26-19-0020-00000-0860`

Property Details

APN / Parcel Number

Primary APN	`33-26-19-0020-00000-0860`
Alternative APNs	`1926330020000000860` `0842814`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,383 sqft Living Area
Gross Area	1,911 sqft
1st Floor Area	1,383 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	632 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Aluminum/Fiberglass Porch
Porch Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1631 COPPERSMITH CT
City	LUTZ
State	FL
Zip	33559-3342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CARPENTERS RUN PHASE II PB 25 PGS 97-100 LOT 86
Legal Range	19E
Legal Township	26S
Legal Section	33
Legal Subdivision	CARPENTERS RUN
Legal Tract	20
Legal Lot Number	86
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3004
Census Tract	32014

Owner

Source: Pasco County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1631 COPPERSMITH CT, LUTZ, FL 33559-3342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Jul 11, 2019	Warranty Deed, Transfer SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2019 · Amount on Record
Deed Sale	Jul 11, 2019 · Amount on Record
Prior Sale	Oct 16, 2013 · Amount on Record
Deed Document Number	2019117117
Deed Book / Page	9937 / 1067
Prior Transfer Date	Nov 20, 2014
Prior Transfer Doc	0094280570
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1631 COPPERSMITH CT, LUTZ, FL 33559-3342
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1621 COPPERSMITH CT, LUTZ, FL 33559-3388

Mortgage

Document Number	0105733071
Date	Mar 17, 2022
Book Page	10573/3071
Instrument	2022063380

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 11, 2019
Property Address	1631 COPPERSMITH CT, LUTZ, FL 33559-3342
Document Number	0099371067
Book / Page	009937 / 001067
Instrument Date	Jul 11, 2019
Instrument	117117
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	AMERICAS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1631 COPPERSMITH CT LUTZ FL 335593342, LUTZ, FL 33559-3342

Mortgage

Document Number	99371069
Date	Jul 11, 2019
Book Page	009937/001069
Instrument	117118

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2049

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,180 (+2.9%)	$280,824 (-1.02%) Land $62,238 Building $218,586
2025	$2,690.00 (+2.67%) Homeowner's exemption	$188,710 (+5.98%) Land $62,238 Building $126,472	$283,719 (+1.34%) Land $62,238 Building $221,481
2024	$2,620.00 (+4.13%)
2023	$2,516.00 (+11.67%) Additional exemption filed	$178,060 (+3%) Land $44,880 Building $133,180	$279,979 (+21.65%) Land $44,880 Building $235,099
2022	$2,253.00 Homeowner's exemption	$172,880 Land $37,422 Building $135,458	$230,145 Land $37,422 Building $192,723

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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