1701 Clearwater Rd, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1701 Clearwater Rd, Saint Cloud, MN 56301

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,580 sqft · built 1929
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,700 (Nov 2025)
Tax Bill	$3,348 (2026)
Deeds & Mortgages	Nov 2025 Sale Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-44158-0000`

Property Details

APN / Parcel Number

Primary APN	`82-44158-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,580 sqft Living Area
1st Floor Area	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Width	81 ft Width
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1701 CLEARWATER RD
City	SAINT CLOUD
State	MN
Zip	56301-5724
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	LOT 1-2-3 BLK 1 ATWOOD ACRES SECTION 23 TOWNSHIP 124 RANGE 028 ATWOOD ACRES SECTION 23 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	23
Legal Subdivision	ATWOOD ACRES
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1048
Census Tract	301

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1701 CLEARWATER RD, SAINT CLOUD, MN 56301-5724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Warranty Deed, Transfer
Nov 4, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Mar 16, 2015 · Amount on Record
Deed Document Number	202546768
Prior Transfer Date	Oct 23, 2025
Prior Transfer Doc	0000T46767
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 4, 2025
Property Address	1701 CLEARWATER RD, SAINT CLOUD, MN 56301-5724
Document Number	0000T46768
Instrument Date	Oct 23, 2025
Instrument	T46768
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 CLEAWATER RD, SAINT CLOUD, MN 56301-5724

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 4, 2025
Property Address	1701 CLEARWATER RD, SAINT CLOUD, MN 56301-5724
Document Number	0000T46767
Instrument Date	Sep 11, 2025
Instrument	T46767
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 CLEAWATER RD, SAINT CLOUD, MN 56301-5724

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,348.00 (+24.37%)
2025		$247,700 (+12.95%) Land $30,000 Building $217,700	$247,700 (+12.95%) Land $30,000 Building $217,700
2023	$2,692.00	$219,300 Land $30,000 Building $189,300	$219,300 Land $30,000 Building $189,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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