1623 Clearwater Rd, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1623 Clearwater Rd, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1953
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$266,000 (Jun 2018)
Tax Bill	$2,634 (2026)
Deeds & Mortgages	Jun 2018 Sale Jan 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-51014-0000`

Property Details

APN / Parcel Number

Primary APN	`82-51014-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Width	55 ft Width
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1623 CLEARWATER RD
City	SAINT CLOUD
State	MN
Zip	56301-5725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 005 BLK 002 SPRUCEWOOD ADD SECTION 23 TOWNSHIP 124 RANGE 028 SECTION 23 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	23
Legal Subdivision	SPRUCEWOOD ADD
Legal Block	2
Legal Lot Number	5
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1047
Census Tract	301

Owner

1623 Clearwater Rd is owned by an individual who bought it in June 2018.

Source: Stearns County records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	12426 193RD LN NW, ELK RIVER, MN 55330-4561
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2018	Warranty Deed, Transfer
Jan 24, 2018	Warranty Deed, Transfer
Nov 29, 2017	Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Prior Sale	Jan 24, 2018 · Amount on File
Deed Document Number	20181523663
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 29, 2018
Property Address	1623 CLEARWATER RD, SAINT CLOUD, MN 56301-5725
Document Number	00A1523663
Instrument Date	May 31, 2018
Instrument	A1523663
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12426 193RD LN NW, ELK RIVER, MN 55330-4561

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 24, 2018
Property Address	1623 CLEARWATER RD, SAINT CLOUD, MN 56301-5725
Document Number	0000T41469
Instrument Date	Jan 2, 2018
Instrument	T41469
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2017: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 29, 2017
Property Address	1623 CLEARWATER RD, SAINT CLOUD, MN 56301-5725
Document Number	0000T41344
Instrument Date	Nov 16, 2017
Instrument	T41344
Transaction Type	Foreclosure
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401, OKLAHOMA CITY, OK 73107
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1623 Clearwater Rd was $2,634.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,634.00	$187,700 (+5.99%) Land $25,000 Building $162,700	$187,700 (+5.99%) Land $25,000 Building $162,700
2025		$177,100 Land $25,000 Building $152,100	$177,100 Land $25,000 Building $152,100
2023	$2,104.00	$174,100 Land $25,000 Building $149,100	$174,100 Land $25,000 Building $149,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1623 Clearwater Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1623 Clearwater Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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