17005 Spates Hill Rd, Poolesville, MD 20837 Property Records

Montgomery County property record for 17005 Spates Hill Rd, Poolesville, MD 20837

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,660 sqft · built 1988
Lot Size	0.552 acres (24,043 sqft)
Owner	2 Individual Names on Record
Last Sale	$553,000 (Jun 2018)
Tax Bill	$7,501 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-02726842`

Property Details

APN / Parcel Number

Primary APN	`03-02726842`
Alternative APN	`02726842`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,660 sqft Living Area
Gross Area	3,210 sqft
1st Floor Area	1,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	24,043 sqft (0.552 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	224 sqft
Deck Area	700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02726842
Street Address	17005 SPATES HILL RD
City	POOLESVILLE
State	MD
Zip	20837-2164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRR
Legal Description	SENECA CHASE SEC 1
Legal Subdivision	SENECA CHASE
Legal Block	2
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	3
Census Block Group	2
Census Block	2013
Census Tract	700500

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17005 SPATES HILL RD, POOLESVILLE, MD 20837-2164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 12, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jun 14, 2018	Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on Record
Deed Sale	Jun 14, 2018 · Amount on Record
Prior Sale	Aug 6, 2013 · Amount on Record
Deed Book / Page	56168 / 436
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	17005 SPATES HILL RD, POOLESVILLE, MD 20837-2164
Transaction Type	Mortgage
Record Updated	Feb 1, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17005 SPATES HILL RD, POOLESVILLE, MD 20837-2164

Mortgage

Document Number	0676980085
Date	Jan 18, 2024
Book Page	67698/85

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	17005 SPATES HILL RD, POOLESVILLE, MD 20837-2164
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17005 SPATES HILL RD, POOLESVILLE, MD 20837-2164

Mortgage

Document Number	0618810417
Date	Feb 12, 2021
Book Page	61881/417

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jul 1, 2050

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 14, 2018
Property Address	17005 SPATES HILL RD, POOLESVILLE, MD 20837-2164
Document Number	0561680436
Book / Page	56168 / 436
Map Reference	MB145 PL16605
Instrument Date	May 29, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PARAGON TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17005 SPATES HILL RD, POOLESVILLE, MD 20837-2164

Mortgage

Document Number	0056168445
Date	Jun 14, 2018
Instrument	56168/445

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Poolesville Town
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$683,533 (+8.07%)	$734,600 (-) Land $206,800 Building $527,800
2025	$7,501.00 (+27.33%)	$632,467 (+13.35%)	$734,600 (+26.35%) Land $206,800 Building $527,800
2023		$558,000	$581,400 Land $206,800 Building $374,600
2022	$5,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF POOLESVILLE serves 6,005 people · EPA ID MD0150002
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2025
Lead	5 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

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