17004 Spates Hill Rd, Poolesville, MD 20837 Property Records

Montgomery County property record for 17004 Spates Hill Rd, Poolesville, MD 20837

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,308 sqft · built 1988
Lot Size	0.505 acres (22,014 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Oct 2018)
Tax Bill	$7,907 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-02726911`

Property Details

APN / Parcel Number

Primary APN	`03-02726911`
Alternative APN	`02726911`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,308 sqft Living Area
Gross Area	3,884 sqft
1st Floor Area	1,232 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,014 sqft (0.505 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02726911
Street Address	17004 SPATES HILL RD
City	POOLESVILLE
State	MD
Zip	20837-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRR
Legal Description	SENECA CHASE SEC 1
Legal Subdivision	SENECA CHASE
Legal Block	2
Legal Lot Number	17
Jurisdiction	MONTGOMERY MD
Township / Civil Division	3
Census Block Group	2
Census Block	2008
Census Tract	700500

Owner

17004 Spates Hill Rd is owned and occupied by an individual who bought it in October 2018.

Source: Montgomery County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	17004 SPATES HILL RD, POOLESVILLE, MD 20837-2100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CFBANK NA
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CFBANK NA
Oct 22, 2018	Deed, Transfer · Conventional Mortgage POTOMAC MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2018 · Amount on File
Deed Sale	Oct 22, 2018 · Amount on File
Prior Sale	Dec 16, 1999 · Amount on File
Deed Book / Page	56773 / 396
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	17004 SPATES HILL RD, POOLESVILLE, MD 20837-2100
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0636010119
Date	Jul 28, 2021
Book Page	63601/119

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	17004 SPATES HILL RD, POOLESVILLE, MD 20837-2100
Document Number	0609380002
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	17004 SPATES HILL RD POOLESVILLE MD 208372100, POOLESVILLE, MD 20837-2100

Mortgage

Document Number	0609380002
Date	Oct 29, 2020
Book Page	060938/000002

Lender

Name	CFBANK NA
Address	WORTHINGTON, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 28, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	17004 SPATES HILL RD, POOLESVILLE, MD 20837-2100
Document Number	0592250302
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	17004 SPATES HILL RD POOLESVILLE MD 208372100, POOLESVILLE, MD 20837-2100

Mortgage

Document Number	0592250302
Date	Feb 19, 2020
Book Page	059225/000302

Lender

Name	CFBANK NA
Address	WORTHINGTON, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 18, 2035

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 22, 2018
Property Address	17004 SPATES HILL RD, POOLESVILLE, MD 20837-2100
Document Number	0567730396
Book / Page	56773 / 396
Map Reference	MB116 PL13775
Instrument Date	Sep 27, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	COMMONWEALTH LAND TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17004 SPATES HILL RD, POOLESVILLE, MD 20837-2100

Mortgage

Document Number	0056773403
Date	Oct 22, 2018
Instrument	56773/403

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 17004 Spates Hill Rd was $7,907, up 0.9% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Poolesville Town
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$713,333 (+8.27%)	$767,800 (-) Land $204,800 Building $563,000
2025	$7,907.00 (+0.93%)	$658,867	$767,800 Land $204,800 Building $563,000
2024	$7,834.00
2023		$579,367	$604,400 Land $204,800 Building $399,600
2022	$6,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17004 Spates Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17004 Spates Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF POOLESVILLE serves 6,005 people · EPA ID MD0150002
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2025
Lead	5 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

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