17002 Surface Creek Rd, Cedaredge, CO 81413 Property Records

Delta County property record for 17002 Surface Creek Rd, Cedaredge, CO 81413

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,984 sqft · built 1984
Lot Size4.3 acres (187,308 sqft)
Owner2 Individual Names on Record
Last Sale$599,000 (Sep 2024)
Tax Bill$2,685 (2025)
Deeds & MortgagesJan 2022 Mortgage
Sep 2024 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APNR002945

Property Details

APN / Parcel Number

Primary APNR002945
Alternative APN
  • 319321300039

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Building Area2,984 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area187,308 sqft (4.3 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Account NumberR002945
Street Address17002 SURFACE CREEK RD
CityCEDAREDGE
StateCO
Zip81413-8122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description17002 SURFACE CREEK RD CEDAREDGE 81413 S: 21 T: 13S R: 94W SUBDIVISION: RURAL AREA , TOTAL AC 4.30+- SEC 21 T13S R94W 6PM PT OF SW4SW4 SEC 21 DES AS BEG SE COR SD SUBD, TH N720 TH SWLY TO PT 520W SE COR, TH E520TO BEG LESS 1/2 M R BK 443 PG 589 (R-34
Legal SubdivisionRURAL AREA
JurisdictionDELTA CO
Township / Civil DivisionCEDAREDGE
Census Block Group1
Census Block1006
Census Tract965202

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17002 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage
ROBERT L PENNETIAS
Sep 30, 2024Special Warranty Deed, Transfer
LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Feb 29, 2024Quit Claim Deed, Transfer
LAND TITLE GUARANTEE
Sep 7, 2023Warranty Deed, Transfer
LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Sep 15, 2016Warranty Deed, Transfer · Seller Carry-Back
WLSON CADDEL
Apr 25, 2014Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2024 · Amount on Record
Deed SaleSep 30, 2024 · Amount on Record
Prior SaleSep 7, 2023 · Amount on Record
Deed Document Number2024755768
Prior Transfer DateFeb 29, 2024
Prior Transfer Doc0000751598
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address17002 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122
Transaction TypeMortgage
Record UpdatedMar 9, 2026
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address17002 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122

Mortgage

Document Number0000736123
DateJan 18, 2022
Instrument736123
Lender
NameROBERT L PENNETIAS
TypePrivate Party
Agreement
AmountAmount Recorded
Term25 Months
DueFeb 1, 2024

September 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDELTA CO
Recording DateSep 30, 2024
Property Address17002 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122
Document Number0000755768
Instrument DateSep 30, 2024
Instrument755768
Transaction TypeTransfer
Record UpdatedMar 9, 2026
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

AmountAmount Recorded
Tax$59.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15760 HAPPY HOLLOW RD, CEDAREDGE, CO 81413-8349

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address17002 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122

February 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDELTA CO
Recording DateFeb 29, 2024
Property Address17002 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122
Document Number0000751598
Instrument DateFeb 29, 2024
Instrument751598
Transaction TypeTransfer
Record UpdatedMar 9, 2026
Title CompanyLAND TITLE GUARANTEE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15760 HAPPY HOLLOW RD, CEDAREDGE, CO 81413-8349

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateSep 7, 2023
Property Address17002 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122
Document Number0000748657
Instrument DateSep 6, 2023
Instrument748657
Transaction TypeTransfer
Record UpdatedMar 9, 2026
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

AmountAmount Recorded
Tax$20.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17002 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122

Transferred To (Grantee/Buyer)

NameVerified Name
Address15760 HAPPY HOLLOW RD, CEDAREDGE, CO 81413-8349

September 2016: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateSep 15, 2016
Property Address17002 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122
Document Number0000689993
Instrument DateSep 12, 2016
Instrument689993
Transaction TypeTransfer
Record UpdatedMar 9, 2026
Title CompanyHERITAGE TITLE LT, HERITAGE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$27.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4288 MOUNT VERNON RD, CALVERT, TX 77837-8336

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address17002 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122

Mortgage

Document Number0000689994
DateSep 15, 2016
Instrument689994
Lender
NameWLSON CADDEL
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term62 Months
DueNov 1, 2021
Interest
Rate5%

April 2014: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDELTA CO
Recording DateApr 25, 2014
Property Address17002 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122
Document Number0000673134
Instrument DateApr 25, 2014
Instrument673134
Transaction TypeTransfer
Record UpdatedMar 9, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4288 MOUNT VERNON RD, CALVERT, TX 77837-8336

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,685.00 (+47.04%)$42,366 (+43.45%) Land $10,188 Building $32,178$677,840 (+53.78%) Land $163,000 Building $514,840
2024$1,826.00 (+4.46%)$29,533 (-) Land $6,255 Building $23,278
2023$1,748.00 (+16.61%)$29,533 (+18.33%) Land $6,255 Building $23,278$440,781 (+22.75%) Land $93,352 Building $347,429
2022$1,499.00$24,958 Land $4,240 Building $20,718$359,098 Land $61,000 Building $298,098

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 62% of Colorado
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUPPER SURFACE CREEK DOMESTIC WUA
private · serves 2,800 people · EPA ID CO0115784
Water SourceSurface water
Last State InspectionApr 2026
Lead3 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2023)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2023
Treatment and ProcedureCorrosion control
May 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delta County Tele-Comm
Fiber · DSL
6,000 / 6,000
Elevate Internet
Fiber
6,000 / 6,000
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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