Delta County property record for 17343 Surface Creek Rd, Cedaredge, CO 81413
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 5 bd · 1.75 ba · 3,086 sqft · built 1906 |
| Lot Size | 11.1 acres (486,130 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Apr 2026) |
| Tax Bill | $868 (2025) |
| Deeds & Mortgages | Oct 2012 Mortgage Jan 2007 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R017936 |
| Primary APN | R017936 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Building Area | 3,086 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 486,130 sqft (11.1 acres) |
| Total Buildings | 3 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Account Number | R017936 |
|---|---|
| Street Address | 17343 SURFACE CREEK RD |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-8122 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | 17343 SURFACE CREEK RD CEDAREDGE 81413 17339 SURFACE CREEK RD CEDAREDGE 81413 S: 21 T: 13S R: 94W SUBDIVISION: RURAL AREA TOTAL AC 11.16+- PARCEL A PT NW4SW4 SEC 21 T13S R94W 6PM BEG SW COR NW4SW4 N0*3512 E325.14 S89*4755 E395.36 N20*2632 E108.59 N01 |
| Legal Subdivision | RURAL AREA |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 965201 |
17343 Surface Creek Rd, an agricultural property, is owned by two individuals who bought it in April 2026.
Source: Delta County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17343 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2012 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 22, 2007 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Apr 9, 2026 | Bargain and Sale Deed, Transfer LAND TITLE |
| Apr 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME CAPITAL FUNDING INC |
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2026 · Amount on File |
| Deed Sale | Apr 9, 2026 · Amount on File |
| Prior Sale | May 19, 1999 · Amount on File |
| Deed Document Number | 2026767032 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 17343 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000661708 |
|---|---|
| Date | Oct 10, 2012 |
| Instrument | 661708 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 17343 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000611512 |
|---|---|
| Date | Jan 22, 2007 |
| Instrument | 611512 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 3, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 17343 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000722665 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 722665 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 9, 2026 |
| Property Address | 17343 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122 |
| Document Number | 0000767033 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 2026767033 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 17343 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 9, 2026 |
| Property Address | 17343 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122 |
| Document Number | 0000767032 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 2026767032 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,322.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 17343 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122 |
| Document Number | 0000767034, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 2026767034 |
| Name | HOME CAPITAL FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 17343 SURFACE CREEK RD, CEDAREDGE, CO 81413-8122 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 722665 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 722665 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 17343 Surface Creek Rd was $868, up 38.9% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $868.00 (+38.88%) | $20,126 (+21.86%) Land $1,886 Building $18,240 | $286,390 Land $6,986 Building $279,404 |
| 2024 | $625.00 (+4.52%) | $16,515 (-) Land $1,795 Building $14,720 | |
| 2023 | $598.00 (-20.48%) | $16,515 (-15.19%) Land $1,795 Building $14,720 | $205,279 (-16.59%) Land $6,799 Building $198,480 |
| 2022 | $752.00 | $19,473 Land $1,730 Building $17,743 | $246,098 Land $6,552 Building $239,546 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 17343 Surface Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 17343 Surface Creek Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 69% of Colorado |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER SURFACE CREEK DOMESTIC WUA private · serves 2,800 people · EPA ID CO0115784 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Corrosion control May 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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