Chesapeake City property record for 1700 Prospect Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,561 sqft · built 1994 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Dec 2018) |
| Tax Bill | $4,955 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Jan 2020 Mortgage + 3 more |
| APN | 0501001000490 |
| Primary APN | 0501001000490 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,561 sqft Living Area |
| 1st Floor Area | 966 sqft |
| Upper Floors Area | 1,038 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 160 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 72 sqft |
| Patio Area | 312 sqft |
| Balcony Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1700 PROSPECT DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 49 SCHOOLHOUSE CROSSING SEC 2 |
| Legal Subdivision | SCHOOLHOUSE CROSSING, SHOOLHOUSE ROAD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21103 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1700 PROSPECT DR, CHESAPEAKE, VA 23322-1736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC |
| Jan 7, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Dec 4, 2018 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 25, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Sep 25, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2018 · Amount on Record |
| Deed Sale | Dec 4, 2018 · Amount on Record |
| Prior Sale | Dec 5, 2003 · Amount on Record |
| Deed Document Number | 201831484 |
| Deed Book / Page | 9971 / 1875 |
| Prior Transfer Date | Sep 11, 2017 |
| Prior Transfer Doc | 9836/1375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1700 PROSPECT DR, CHESAPEAKE, VA 23322-1736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10509/1157 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 10509/1157 |
| Instrument | 220001996 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 7, 2020 |
| Property Address | 1700 PROSPECT DR, CHESAPEAKE, VA 23322-1736 |
| Document Number | 10098/1589 |
| Book / Page | 10098 / 1589 |
| Instrument Date | Jan 2, 2020 |
| Instrument | 200000459 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1700 PROSPECT DR, CHESAPEAKE, VA 23322-1736 |
| Investor | Possibly a Property Investor |
| Document Number | 10098/1593 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 10098/1593 |
| Instrument | 200000460 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 4, 2018 |
| Property Address | 1700 PROSPECT DR, CHESAPEAKE, VA 23322-1736 |
| Document Number | 9971/1875 |
| Book / Page | 9971 / 1875 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 180031484 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1700 PROSPECT DR, CHESAPEAKE, VA 23322-1736 |
| Document Number | 180031485 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 180031485 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 25, 2017 |
| Property Address | 1700 PROSPECT DR, CHESAPEAKE, VA 23322-1736 |
| Document Number | 9836/1379 |
| Book / Page | 9836 / 1379 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 170026268 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1700 PROSPECT DR, CHESAPEAKE, VA 23322-1736 |
| Document Number | 09836/1382 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 9836/1382 |
| Instrument | 170026269 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 25, 2017 |
| Property Address | 1700 PROSPECT DR, CHESAPEAKE, VA 23322-1736 |
| Document Number | 9836/1375 |
| Book / Page | 9836 / 1375 |
| Instrument Date | Sep 11, 2017 |
| Instrument | 170026267 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1700 PROSPECT DR, CHESAPEAKE, VA 23322-1736 |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $519,800 (+5.95%) Land $210,000 Building $309,800 | $519,800 (+5.95%) Land $210,000 Building $309,800 | |
| 2025 | $4,955.00 (+7.69%) | $490,600 (+8.28%) Land $185,000 Building $305,600 | $490,600 (+8.28%) Land $185,000 Building $305,600 |
| 2024 | $4,601.00 (+24.62%) | ||
| 2023 | $453,100 (+7.07%) Land $175,000 Building $278,100 | $453,100 (+7.07%) Land $175,000 Building $278,100 | |
| 2022 | $423,200 Land $150,000 Building $273,200 | $423,200 Land $150,000 Building $273,200 | |
| 2019 | $3,692.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1994–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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