1648 Prospect Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1648 Prospect Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,560 sqft · built 1994
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$324,900 (Jun 2012)
Tax Bill	$5,006 (2025)
Deeds & Mortgages	Mar 2021 Refinance
APN	`0501001000460`

Property Details

APN / Parcel Number

Primary APN	`0501001000460`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,560 sqft Living Area
1st Floor Area	966 sqft
Upper Floors Area	966 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	160 sqft

Exterior Amenities

Porch	Slab
Porch Area	262 sqft
Patio Area	214 sqft
Balcony Area	144 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1648 PROSPECT DR
City	CHESAPEAKE
State	VA
Zip	23322-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	46 SCHOOLHOUSE CROSSING SEC 2
Legal Subdivision	SCHOOLHOUSE CROSSING, SHOOLHOUSE ROAD
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1001
Census Tract	21103

Owner

Source: Chesapeake City assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1648 PROSPECT DR, CHESAPEAKE, VA 23322-1733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 6, 2012 · Amount on Record
Deed Sale	Jun 6, 2012 · Amount on Record
Prior Sale	Apr 22, 2003 · Amount on Record
Deed Book / Page	8717 / 650
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1648 PROSPECT DR, CHESAPEAKE, VA 23322-1733
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10325/1341
Date	Mar 8, 2021
Book Page	10325/1341
Instrument	210010556

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,006.00 (+33.03%)	$495,600 (+8.19%) Land $185,000 Building $310,600	$495,600 (+8.19%) Land $185,000 Building $310,600
2023		$458,100 (+7.13%) Land $175,000 Building $283,100	$458,100 (+7.13%) Land $175,000 Building $283,100
2022		$427,600 Land $150,000 Building $277,600	$427,600 Land $150,000 Building $277,600
2019	$3,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1994–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20