1700 Howard Ave, San Carlos, CA 94070 Property Records

San Mateo County property record for 1700 Howard Ave, San Carlos, CA 94070

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,800 sqft · built 1941
Lot Size0.151 acres (6,573 sqft)
Owner2 Individual Names on Record
Last Sale$2,240,000 (Dec 2020)
Tax Bill$28,860 (2025)
Deeds & MortgagesNov 2019 Mortgage
Dec 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN051-305-510

Property Details

APN / Parcel Number

Primary APN051-305-510

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,080 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Lot Area6,573 sqft (0.151 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage Area390 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1700 HOWARD AVE
CitySAN CARLOS
StateCA
Zip94070-4827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionN 40 FT OF LOT 29 BLOCK 15 OAK PARK RSM 12/26 29 CITY OF SANCARLOS
Legal SubdivisionOAK PARK
Legal Block15
Legal Lot Number29
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1008
Census Tract609201

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1700 HOWARD AVE, SAN CARLOS, CA 94070-4827
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Dec 22, 2020Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Dec 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
BERGIDGT TRUST (IT)
Dec 19, 2018Grant Deed, Transfer · Conventional Mortgage
US BANK NA
Dec 6, 2017Deed of Trust, Mortgage · Line of Credit
SF FIRE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2020 · Amount on Record
Deed SaleDec 22, 2020 · Amount on Record
Prior SaleDec 19, 2018 · Amount on Record
Deed Document Number2020150626
Prior Transfer DateSep 21, 1995
Prior Transfer Doc0000106621
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1700 HOWARD AVE, SAN CARLOS, CA 94070-4827
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000094418
DateNov 8, 2019
Instrument2019-094418
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateDec 22, 2020
Property Address1700 HOWARD AVE, SAN CARLOS, CA 94070-4827
Document Number0000150626
Map ReferenceMB 12 PG 26-29
Instrument DateDec 15, 2020
Instrument2020-150626
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,464.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1700 HOWARD AVE, SAN CARLOS, CA 94070-4827

Mortgage

Document Number0000150627
DateDec 22, 2020
Instrument2020-150627
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1700 HOWARD AVE, SAN CARLOS, CA 94070-4827
Document Number0000026238
Instrument DateDec 13, 2018
Transaction TypeMortgage
Record UpdatedApr 30, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 HOWARD AVE SAN CARLOS CA 940704827, SAN CARLOS, CA 94070-4827

Mortgage

Document Number0000026238
DateApr 11, 2019
Instrument26238
Lender
NameBERGIDGT TRUST (IT)
Address14131 N 109TH ST, SCOTTSDALE, AZ 85255-1600
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateDec 19, 2018
Property Address1700 HOWARD AVE, SAN CARLOS, CA 94070-4827
Document Number0000098987
Map ReferenceMB 12 PG 26-29
Instrument DateDec 3, 2018
Instrument2018-098987
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1700 HOWARD AVE, SAN CARLOS, CA 94070-4827
InvestorPossibly a Property Investor

Mortgage

Document Number0000098988
DateDec 19, 2018
Instrument2018-098988
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1700 HOWARD AVE, SAN CARLOS, CA 94070-4827
Document Number0000115947
Instrument DateDec 6, 2017
Transaction TypeMortgage
Record UpdatedJan 19, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 HOWARD AVE SAN CARLOS CA 940704827, SAN CARLOS, CA 94070-4827

Mortgage

Document Number0000115947
DateDec 26, 2017
Instrument115947
Lender
NameSF FIRE CU
AddressSAN FRANCISCO, CA 94118
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 25, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Carlos City
Elementary School DistrictSan Carlos Elementary School District (KG - 08)
Secondary School DistrictSequoia Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,473,139 (+2%) Land $1,921,099 Building $552,040
2025$28,860.00 (+4.89%) Homeowner's exemption$2,424,647 (+4.04%) Land $1,883,431 Building $541,216
2023$27,514.00 (+2.47%) Homeowner's exemption$2,330,496 Land $1,810,296 Building $520,200$2,404,350
2022$26,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1996–2022)
Claims Outside the SFHA2 of 7
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN CARLOS
private · serves 34,801 people · EPA ID CA4110007
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Sonic Telecom
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

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