San Mateo County property record for 1637 Howard Ave, San Carlos, CA 94070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 1938 |
| Lot Size | 0.145 acres (6,302 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,800,000 (Oct 2018) |
| Tax Bill | $24,209 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-303-150 |
| Primary APN | 051-303-150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Family Room | Family Room |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Lot Area | 6,302 sqft (0.145 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1637 HOWARD AVE |
|---|---|
| City | SAN CARLOS |
| State | CA |
| Zip | 94070-4824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | NE 53.52 FT OF LOT 1 BLOCK 12 OAK PARK RSM 12/26 29 CITY OF SAN CARLOS |
| Legal Subdivision | OAK PARK |
| Legal Block | 12 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 609201 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1637 HOWARD AVE, SAN CARLOS, CA 94070-4824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWING CORPORATION |
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Oct 17, 2018 | Grant Deed, Transfer SYNERGY ONE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2018 · Amount on Record |
| Deed Sale | Oct 17, 2018 · Amount on Record |
| Prior Sale | Feb 21, 2006 · Amount on Record |
| Deed Document Number | 201880264 |
| Prior Transfer Date | Jan 19, 2012 |
| Prior Transfer Doc | 0000008795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1637 HOWARD AVE, SAN CARLOS, CA 94070-4824 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | ADVANTAGE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000055755 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2020-055755 |
| Name | OWING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1637 HOWARD AVE, SAN CARLOS, CA 94070-4824 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 1637 HOWARD AVE, SAN CARLOS, CA 94070-4824 |
| Document Number | 0000136530 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021-136530 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1637 HOWARD AVE, SAN CARLOS, CA 94070-4824 |
| Document Number | 0000056389 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1637 HOWARD AVE SAN CARLOS CA 940704824, SAN CARLOS, CA 94070-4824 |
| Document Number | 0000056389 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 56389 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Oct 17, 2018 |
| Property Address | 1637 HOWARD AVE, SAN CARLOS, CA 94070-4824 |
| Document Number | 0000080264 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 80264 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2018 |
| Title Company | CHICAGO TITLE COMPANY PA-KR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,980.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1637 HOWARD AVE SAN CARLOS CA 940704824, SAN CARLOS, CA 94070-4824 |
| Document Number | 80265 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 80265 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 16, 2048 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Carlos City |
| Elementary School District | San Carlos Elementary School District (KG - 08) |
| Secondary School District | Sequoia Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,048,087 (+2%) Land $1,433,662 Building $614,425 | ||
| 2025 | $24,209.00 (+4.89%) Homeowner's exemption | $2,007,929 (+4.04%) Land $1,405,551 Building $602,378 | |
| 2023 | $23,080.00 (+2.44%) Homeowner's exemption | $1,929,961 Land $1,350,973 Building $578,988 | $2,220,660 |
| 2022 | $22,530.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1996–2022) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sonic Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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