170 Winchester Dr, Flora, MS 39071 Property Records

Madison County property record for 170 Winchester Dr, Flora, MS 39071

Property Summary

Property Type	Other Improved
Details	3,634 sqft · built 2018
Lot Size	5.69 acres (248,292 sqft)
Owner	Individual Name on Record
Tax Bill	$2,687 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051H-28-045`

Property Details

APN / Parcel Number

Primary APN	`051H-28-045`
Alternative APN	`56976`

Interior

Building Area	3,634 sqft Adjusted Area
1st Floor Area	2,626 sqft

Exterior

Year Built	Built 2018
Lot Area	248,292 sqft (5.69 acres)
Patio Area	290 sqft

Location & Zoning

Account Number	56976
Street Address	170 WINCHESTER DR
City	FLORA
State	MS
Zip	39071-6607
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	A1
Legal Description	LOT 16 HEARTLAND ESTATES VI -5.7 AC-
Legal Range	01W
Legal Township	08N
Legal Section	28
Legal Subdivision	HEARTLAND EST PT 6
Legal Lot Number	16
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1025
Census Tract	30302

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	170 WINCHESTER DR, FLORA, MS 39071-6607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Warranty Deed, Transfer · VA Mortgage VETERANS HOME PURCHASE BOARD OF THE STAT
Jan 7, 2021	Deed of Trust, Mortgage AMERISAVE MTG
Feb 14, 2020	Deed of Trust, Mortgage ORIGIN BK
Nov 13, 2017	Warranty Deed, Construction Loan · Construction Mortgage PRIORITYONE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2024
Deed Sale	Nov 22, 2024
Prior Sale	Jul 7, 2022
Deed Document Number	0004500833
Deed Book / Page	4500 / 833
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jul 7, 2022
Property Address	170 WINCHESTER DR, FLORA, MS 39071-6607
Document Number	004233/166
Book / Page	4233 / 166
Map Reference	CAB F SL 68A&68B
Instrument Date	Jun 30, 2022
Instrument	961030
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 TARA DR, 118, FLORA, MS 39071-9216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3466 HIGHWAY 80 E, PEARL, MS 39208-4001

Mortgage

Document Number	004233/169
Date	Jul 7, 2022
Book Page	4233/169
Instrument	961032

Lender

Name	VETERANS HOME PURCHASE BOARD OF THE STAT
Type	Government Agency
Address	PEARL, MS 39288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	170 WINCHESTER DR, FLORA, MS 39071-6607
Document Number	0000916060
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	CHICAGO TITLE SERVICELINK DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	170 WINCHESTER DR FLORA MS 390716607, FLORA, MS 39071-6607

Mortgage

Document Number	0000916060
Date	Jan 20, 2021
Book Page	003976/000182
Instrument	916060

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	170 WINCHESTER DR, FLORA, MS 39071-6607
Document Number	0000885563
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	170 WINCHESTER DR FLORA MS 390716607, FLORA, MS 39071-6607

Mortgage

Document Number	0000885563
Date	Feb 21, 2020
Book Page	003819/000385
Instrument	885563

Lender

Name	ORIGIN BK
Address	MONROE, LA 71201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

November 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Nov 13, 2017
Property Address	170 WINCHESTER DR, FLORA, MS 39071-6607
Document Number	0000827985
Book / Page	003543 / 000254
Instrument Date	Nov 10, 2017
Instrument	827985
Transaction Type	Construction Loan
Record Updated	Nov 19, 2019
Title Company	CRESCENT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2785 RIDGELAND MS 391582785, RIDGELAND, MS 39158-2785

Mortgage

Document Number	827986
Date	Nov 13, 2017
Book Page	003543/000258
Instrument	827986

Lender

Name	PRIORITYONE BK
Type	Bank
Address	BRANDON, MS 39043-3051

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 12, 2018

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,687.00 Homeowner's exemption	$32,238 (-)	$322,380 (-) Land $50,000 Building $272,380
2023	Homeowner's exemption	$32,238	$322,380 Land $50,000 Building $272,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2016–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	267 / 152

May also be available: T-Mobile.

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