Madison County property record for 130 Winchester Dr, Flora, MS 39071
| Property Type | Other Improved |
|---|---|
| Details | 4,414 sqft · built 2018 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,652 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051H-28-043 |
| Primary APN | 051H-28-043 |
|---|---|
| Alternative APN |
|
| Building Area | 4,414 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 2,508 sqft |
| Year Built | Built 2018 |
|---|---|
| Lot Area | 217,800 sqft (5 acres) |
| Account Number | 56974 |
|---|---|
| Street Address | 130 WINCHESTER DR |
| City | FLORA |
| State | MS |
| Zip | 39071-6607 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT 14 HEARTLAND ESTATES VI -5 AC- |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 28 |
| Legal Subdivision | HEARTLAND EST PT 6 |
| Legal Lot Number | 14 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 30302 |
130 Winchester Dr is owned and occupied by two individuals who acquired it in April 2017.
Source: Madison County records, as of December 1, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 WINCHESTER DR, FLORA, MS 39071-6607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2025 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 8, 2018 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Feb 20, 2018 | Deed of Trust, Mortgage BANKPLUS |
| Jun 16, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage BANKPLUS LN OPERATIONS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2017 |
| Deed Sale | Apr 19, 2017 |
| Deed Document Number | 0003468915 |
| Deed Book / Page | 3468 / 0915 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 130 WINCHESTER DR, FLORA, MS 39071-6607 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 130 WINCHESTER DR, FLORA, MS 39071-6607 |
| Document Number | 004604/116 |
|---|---|
| Date | Oct 3, 2025 |
| Book Page | 4604/116 |
| Instrument | 1036228 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Oct 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 130 WINCHESTER DR, FLORA, MS 39071-6607 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 130 WINCHESTER DR, FLORA, MS 39071-6607 |
| Document Number | 4040/730 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 4040/730 |
| Instrument | 926617 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 130 WINCHESTER DR, FLORA, MS 39071-6607 |
| Document Number | 0000835138 |
| Instrument Date | Mar 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 130 WINCHESTER DR FLORA MS 39071, FLORA, MS 39071 |
| Document Number | 0000835138 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 003580/000488 |
| Instrument | 835138 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | BYRAN, MS 39272 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Mar 14, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 130 WINCHESTER DR, FLORA, MS 39071-6607 |
| Document Number | 0000834403 |
| Instrument Date | Feb 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | SECURITY TITLE COMPANY, SECURITY TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 130 WINCHESTER DR FLORA MS 39071, FLORA, MS 39071 |
| Document Number | 0000834403 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 003576/000803 |
| Instrument | 834403 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 4, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 16, 2017 |
| Property Address | 130 WINCHESTER DR, FLORA, MS 39071-6607 |
| Book / Page | 003490 / 000265 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 814575 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 130 WINCHESTER DR FLORA MS 39071, FLORA, MS 39071 |
| Document Number | 0000814575 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 003490/000265 |
| Instrument | 814575 |
| Name | BANKPLUS LN OPERATIONS |
|---|---|
| Address | 385 A HIGHLAND COLONY PKWY # 110, RIDGELAND, MS 39157-6040 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 15, 2018 |
The 2025 property tax bill for 130 Winchester Dr was $3,652 with a homeowner's exemption, up 3.3% from the year before.
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,652.00 (+3.25%) Homeowner's exemption | $42,650 | $421,940 Land $50,000 Building $371,940 |
| 2024 | $3,537.00 | ||
| 2023 | $3,537.00 Homeowner's exemption | $41,409 | $405,320 Land $50,000 Building $355,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 130 Winchester Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 130 Winchester Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 476 / 270 |
| T-Mobile Fixed Wireless | 100 / 20 |
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