170 Seapuit Rd, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 170 Seapuit Rd, Osterville, MA 02655

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 4,516 sqft · built 1988
Lot Size2.22 acres (96,703 sqft)
Owner2 Trust Names on File
Last Sale$550,000 (Nov 1994)
Tax Bill$25,030 (2025)
Deeds & MortgagesJul 2026 Line of Credit
May 2026 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNOSTE M:095 L:025

Property Details

APN / Parcel Number

Primary APNOSTE M:095 L:025
Alternative APN
  • 44776

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area4,516 sqft Living Area
Gross Area10,880 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area96,703 sqft (2.22 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number44776
Street Address170 SEAPUIT RD
CityOSTERVILLE
StateMA
Zip02655-1817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Lot Number25
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1005
Census Tract13002

Owner

170 Seapuit Rd is held in a trust since May 2026.

Source: Barnstable County and Barnstable Town City records, as of August 19, 2026

Owner of Record2 Trust Names on File
Mailing AddressPO BOX 73, OSTERVILLE, MA 02655-0073
Owner TypeIndividual
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Line of Credit
FALL RIVER FIVE CENTS SAVINGS BANK
May 18, 2026Quit Claim Deed, Transfer
Quitclaim
Jun 21, 2022Deed of Trust, Mortgage · Line of Credit
FALL RIVER FIVE CENTS SAVINGS BANK
Nov 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FALL RIVER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 1994 · Amount on File
Deed SaleNov 29, 1994 · Amount on File
Prior SaleAug 24, 1990 · Amount on File
Deed Document Number1994629097
Last Transfer DateMay 14, 2026
Transfer Doc0001543915
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSTERVILLE MA
Recording DateJul 28, 2026
Property Address170 SEAPUIT RD, OSTERVILLE, MA 02655-1817
Document Number0001548426
Instrument DateJul 17, 2026
Instrument20261548426
Transaction TypeMortgage
Record UpdatedAug 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address170 SEAPUIT RD, OSTERVILLE, MA 02655-1817

Mortgage

Document Number0001548426,
DateJul 28, 2026
Instrument20261548426
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueAug 1, 2046
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
Max Rate-1%

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSTERVILLE MA
Recording DateMay 18, 2026
Property Address170 SEAPUIT RD, OSTERVILLE, MA 02655-1817
Document Number0001543915
Instrument DateMay 14, 2026
Instrument20261543915
Transaction TypeTransfer
Record UpdatedAug 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address170 SEAPUIT RD, OSTERVILLE, MA 02655-1817
Transaction TypeMortgage
Record UpdatedJul 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001461648
DateJun 21, 2022
Instrument1461648
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueJul 1, 2042
Interest
Rate TypeAdjustable Rate

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address170 SEAPUIT RD, OSTERVILLE, MA 02655-1817
Transaction TypeMortgage
Record UpdatedDec 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001445903
DateNov 29, 2021
Instrument1445903
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 170 Seapuit Rd was $25,030, up 9.1% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,030.00 (+9.11%)$3,093,900 (+5.34%) Land $1,879,100 Building $1,214,800$5,028,065
2024$22,940.00 (+14.8%)$2,937,200 (+22.59%) Land $1,879,100 Building $1,058,100
2023$19,982.00$2,395,900 Land $1,492,600 Building $903,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 170 Seapuit Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 96 policies
Nearby Flood Policies96 in force
Nearby Flood Claims18 (1991–2018)
Claims Outside the SFHA5 of 18
Most Recent ClaimMar 2018 · rainfall accumulation
Claims by Event
  • Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Seapuit Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERVILLE OSTERVILLE MARSTONS MILLS WD
serves 50,000 people · EPA ID MA4020002
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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