140 Seapuit Rd, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 140 Seapuit Rd, Osterville, MA 02655

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 3,906 sqft · built 1996
Lot Size2.05 acres (89,298 sqft)
OwnerTrust Name on File
Last Sale$2,500,000 (Jun 2006)
Tax Bill$28,499 (2025)
Deeds & MortgagesNov 2022 Mortgage
Nov 2022 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNOSTE M:095 L:012001

Property Details

APN / Parcel Number

Primary APNOSTE M:095 L:012001
Alternative APN
  • 438654

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,906 sqft Living Area
Gross Area10,282 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleContemporary
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area89,298 sqft (2.05 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number438654
Street Address140 SEAPUIT RD
CityOSTERVILLE
StateMA
Zip02655-1817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRF
Legal Lot Number12001
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1005
Census Tract13002

Owner

140 Seapuit Rd is owner-occupied and held in a trust since January 2022.

Source: Barnstable County and Barnstable Town City records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address140 SEAPUIT RD, OSTERVILLE, MA 02655-1817
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Deed of Trust, Mortgage · ARM
FLAGSTAR BANK FSB
Nov 29, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
FLAGSTAR BANK FSB
Feb 2, 2022Quit Claim Deed, Transfer
Quitclaim
Apr 21, 2017Personal Representative Deed, Transfer
METRO CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2006 · Amount on File
Deed SaleJun 30, 2006 · Amount on File
Prior SaleJul 14, 1995 · Amount on File
Deed Document Number2006137732
Last Transfer DateJan 19, 2022
Transfer Doc0001451345
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address140 SEAPUIT RD, OSTERVILLE, MA 02655-1817
Transaction TypeMortgage
Record UpdatedDec 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001471784
DateNov 29, 2022
Instrument1471784
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateDec 1, 2029
IndexOther
Margin3

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address140 SEAPUIT RD, OSTERVILLE, MA 02655-1817
Transaction TypeMortgage
Record UpdatedDec 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001471785
DateNov 29, 2022
Instrument1471785
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2052

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateFeb 2, 2022
Property Address140 SEAPUIT RD, OSTERVILLE, MA 02655-1817
Document Number0001451345
Instrument DateJan 19, 2022
Instrument1451345
Transaction TypeTransfer
Record UpdatedFeb 18, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 SEAPUIT RD, OSTERVILLE, MA 02655-1817

April 2017: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionBARNSTABLE MA
Recording DateApr 21, 2017
Property Address140 SEAPUIT RD, OSTERVILLE, MA 02655-1817
Document Number0001319333
Instrument DateApr 7, 2017
Instrument1319333
Transaction TypeTransfer
Record UpdatedMay 10, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 SEAPUIT RD OSTERVILLE MA 026551817, OSTERVILLE, MA 02655-1817

Mortgage

Document Number1319334
DateApr 21, 2017
Instrument1319334
Lender
NameMETRO CU
TypeCredit Union
Agreement
AmountAmount on Record
Term360 Months
DueApr 20, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 140 Seapuit Rd was $28,499, up 3.7% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,499.00 (+3.69%)$3,522,700 (+0.1%) Land $1,855,600 Building $1,667,100$4,883,190
2024$27,486.00 (+19.45%)$3,519,300 (+27.56%) Land $1,855,600 Building $1,663,700
2023$23,010.00$2,759,000 Land $1,472,300 Building $1,286,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Seapuit Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 96 policies
Nearby Flood Policies96 in force
Nearby Flood Claims18 (1991–2018)
Claims Outside the SFHA5 of 18
Most Recent ClaimMar 2018 · rainfall accumulation
Claims by Event
  • Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Seapuit Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERVILLE OSTERVILLE MARSTONS MILLS WD
serves 50,000 people · EPA ID MA4020002
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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