Worcester County and Gardner City property record for 170 Saunders St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,680 sqft Living Area |
| Lot Size | 95,719 sqft (2.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $385,000 (2023) |
| Tax Bill | $54.00 (2025) |
| Primary APN | GARD M:W17 B:3 L:4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 2,552 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 95,719 sqft (2.19 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 170 SAUNDERS ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2428 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN GARD M:W17 B:3 L:4
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 170 SAUNDERS ST, GARDNER, MA 01440-2428 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Dec 21, 2022 | Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK |
| Mar 17, 2023 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage CHURCHILL MORTGAGE CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Book / Page | 68928 / 214 |
| Transfer Doc | 52093-311 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 170 SAUNDERS ST, GARDNER, MA 01440-2428 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0068638-83 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 68638/83 |
| Instrument | 134568 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Mar 17, 2023 |
| Property Address | 170 SAUNDERS ST, GARDNER, MA 01440-2428 |
| Document Number | 068928-214 |
| Book / Page | 68928 / 214 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 21263 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 170 SAUNDERS ST, GARDNER, MA 01440-2428 |
| Document Number | 0000021264 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 21264 |
| Name | CHURCHILL MORTGAGE CORPORATION |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54.00 (-99.03%) | $382,500 (+3.38%) Land $99,800 Building $282,700 | $433,105 |
| 2024 | $5,546.00 (+6.12%) | $370,000 (+14.2%) Land $91,200 Building $278,800 | |
| 2023 | $5,226.00 | $324,000 Land $89,100 Building $234,900 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures