Worcester County and Gardner City property record for 164 Saunders St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1880 |
| Square Footage | 2,400 sqft Living Area |
| Lot Size | 87,007 sqft (1.99 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2006) |
| Tax Bill | $64.00 (2025) |
| Primary APN | GARD M:W17 B:8 L:4B |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 2,400 sqft Living Area |
| Gross Area | 5,328 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 87,007 sqft (1.99 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 164 SAUNDERS ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2428 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 8 |
| Legal Lot Number | 4B |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN GARD M:W17 B:8 L:4B
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 164 SAUNDERS ST, GARDNER, MA 01440-2428 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 24, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance WORKERS CU |
| May 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 200610105 |
| Deed Book / Page | 38251 / 396 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 164 SAUNDERS ST, GARDNER, MA 01440-2428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64072-108 |
|---|---|
| Date | Dec 24, 2020 |
| Book Page | 64072/108 |
| Instrument | 161605 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jan 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 164 SAUNDERS ST, GARDNER, MA 01440-2428 |
| Document Number | 58776-143 |
| Instrument Date | May 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 164 SAUNDERS ST GARDNER MA 014402428, GARDNER, MA 01440-2428 |
| Document Number | 58776-143 |
|---|---|
| Date | May 09, 2018 |
| Book Page | 058776/000143 |
| Instrument | 44169 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 08, 2038 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64.00 (-99.02%) | $451,400 (+4.13%) Land $98,800 Building $352,600 | $537,510 |
| 2024 | $6,498.00 (+1.75%) | $433,500 (+9.5%) Land $90,200 Building $343,300 | |
| 2023 | $6,386.00 | $395,900 Land $88,300 Building $307,600 |
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