170 S Row Rd, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 170 S Row Rd, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,854 sqft · built 1989
Lot Size	4.01 acres (174,676 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (Aug 2023)
Tax Bill	$7,744 (2025)
Deeds & Mortgages	Sep 2024 Refinance Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0024 B:0024 L:0001`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0024 B:0024 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,854 sqft Living Area
Gross Area	4,767 sqft
Basement Area	784 sqft
Unfinished Basement	470 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,676 sqft (4.01 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	170 S ROW RD
City	TOWNSEND
State	MA
Zip	01469-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB2
Legal Block	24
Legal Lot Number	1
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	2
Census Block	2007
Census Tract	301102

Owner

Source: Middlesex County and Townsend Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	170 S ROW RD, TOWNSEND, MA 01469-1304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC
Aug 24, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROSS MORTGAGE COMPANY INC
Apr 25, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Deed Book / Page	81922 / 504
Prior Transfer Date	Apr 18, 2022
Prior Transfer Doc	080022-427
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	170 S ROW RD, TOWNSEND, MA 01469-1304
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083196-323
Date	Sep 3, 2024
Book Page	83196/323
Instrument	99226

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Aug 24, 2023
Property Address	170 S ROW RD, TOWNSEND, MA 01469-1304
Document Number	081922-504
Book / Page	81922 / 504
Instrument Date	Aug 24, 2023
Instrument	95394
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	170 S ROW RD, TOWNSEND, MA 01469-1304

Mortgage

Document Number	0000095396
Date	Aug 24, 2023
Instrument	95396

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Apr 25, 2022
Property Address	170 S ROW RD, TOWNSEND, MA 01469-1304
Document Number	080022-427
Book / Page	80022 / 427
Instrument Date	Apr 18, 2022
Instrument	61043
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 S ROW RD, TOWNSEND, MA 01469-1304

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,744.00 (+2.76%)	$533,300 (+1.97%) Land $113,700 Building $419,600	$729,030 (+13.37%)
2024	$7,536.00 (-0.54%)	$523,000 (+5.34%) Land $113,700 Building $409,300	$643,055
2023	$7,577.00	$496,500 Land $100,600 Building $395,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2007–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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