170 Riverside Dr, Troy, MO 63379 Property Records

Lincoln County property record for 170 Riverside Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,716 sqft · built 2018
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,096 (2025)
Deeds & Mortgages	May 2018 Construction Loan Sep 2018 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`15-20-03-000-000-009.015`

Property Details

APN / Parcel Number

Primary APN	`15-20-03-000-000-009.015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,716 sqft Living Area
Basement Area	2,716 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	130,680 sqft (3 acres)
Garage Area	788 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	170 RIVERSIDE DR
City	TROY
State	MO
Zip	63379-5795
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 RIVERSIDE ESTATES PLAT 2
Legal Range	01W
Legal Township	49N
Legal Section	03
Legal Subdivision	RIVERSIDE
Legal Lot Number	15
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1011
Census Tract	810306

Owner

Source: Lincoln County records · APN 15-20-03-000-000-009.015

Assessment roll updated September 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	170 RIVERSIDE DR, TROY, MO 63379-5795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2018	Deed of Trust, Mortgage · Construction Mortgage BANK OF OLD MONROE
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Jul 14, 2020	Beneficiary Deed, Transfer
Apr 13, 2017	Warranty Deed, Transfer · Line of Credit BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2020
Deed Sale	Jul 14, 2020
Prior Sale	Apr 13, 2017 · Amount on Record
Deed Document Number	20207562
Deed Book / Page	2449 / 521
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	170 RIVERSIDE DR, TROY, MO 63379-5795
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	TRI COUNTY LAND TITLE, TRI COUNTY LAND TITLE SERVIC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02422/0826
Date	May 17, 2018
Book Page	2422/0826
Instrument	2018004192

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	170 RIVERSIDE DR, TROY, MO 63379-5795
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	TRI COUNTY LAND TITLE, TRI COUNTY LAND TITLE SERVIC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02427/0213
Date	Sep 21, 2018
Book Page	2427/0213
Instrument	2018008613

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	170 RIVERSIDE DR, TROY, MO 63379-5795
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02439/0752
Date	Oct 25, 2019
Book Page	2439/0752
Instrument	2019009647

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

July 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 14, 2020
Property Address	170 RIVERSIDE DR, TROY, MO 63379-5795
Document Number	002449/521
Book / Page	2449 / 521
Map Reference	MB 14 PG 32
Instrument Date	Jul 14, 2020
Instrument	2020007562
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 RIVERSIDE DR, TROY, MO 63379-5795
Investor	Possibly a Property Investor

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 13, 2017
Property Address	170 RIVERSIDE DR, TROY, MO 63379-5795
Document Number	02409/0760
Book / Page	2409 / 0760
Map Reference	MB14 PG32
Instrument Date	Apr 12, 2017
Instrument	2017003190
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, TRI COUNTY LAND TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 STABLE RIDGE DR, TROY, MO 63379-6310

Mortgage

Document Number	2017003191
Date	Apr 13, 2017
Instrument	2017003191

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 11, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,096.00 (+6.17%)	$67,026 (+7.66%) Land $6,365 Building $60,661	$352,770 (+7.66%) Land $33,500 Building $319,270
2023	$3,858.00 (+5.99%)	$62,259 (+6.5%) Land $5,795 Building $56,464	$327,680 (+6.5%) Land $30,500 Building $297,180
2022	$3,640.00	$58,457 Land $5,795 Building $52,662
2021			$307,670 Land $30,500 Building $277,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brightspeed DSL	40 / 3

May also be available: AT&T, SysTec Wireless Communications, Verizon.

Based on FCC filings for 27 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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