130 Riverside Dr, Troy, MO 63379 Property Records

Lincoln County property record for 130 Riverside Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,850 sqft · built 2010
Lot Size	3 acres (130,680 sqft)
Owner	Individual on Record
Tax Bill	$3,622 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-80-34-000-000-017.004`

Property Details

APN / Parcel Number

Primary APN	`08-80-34-000-000-017.004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,850 sqft Living Area
Basement Area	1,850 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Garage Area	1,752 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	130 RIVERSIDE DR
City	TROY
State	MO
Zip	63379-5795
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 RIVERSIDE ESTATES
Legal Range	01W
Legal Township	50
Legal Section	34
Legal Subdivision	RIVERSIDE
Legal Lot Number	4
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1011
Census Tract	810306

Owner

Source: Lincoln County assessment roll, as of June 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	130 RIVERSIDE DR, TROY, MO 63379-5795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Warranty Deed, Transfer · Conventional Mortgage MONTGOMERY BANK NA
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2022
Deed Sale	Mar 14, 2022
Prior Sale	Apr 2, 2007
Deed Document Number	2022002684
Deed Book / Page	2476 / 960
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 14, 2022
Property Address	130 RIVERSIDE DR, TROY, MO 63379-5795
Document Number	002476/960
Book / Page	2476 / 960
Map Reference	MB 14 PG 15
Instrument Date	Mar 10, 2022
Instrument	2022002684
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 RIVERSIDE DR, 130, TROY, MO 63379-5795

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 RIVERSIDE DR, TROY, MO 63379-5795

Mortgage

Document Number	2022002685
Date	Mar 14, 2022
Instrument	2022002685

Lender

Name	MONTGOMERY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	130 RIVERSIDE DR, TROY, MO 63379-5795
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2455/107
Date	Nov 10, 2020
Book Page	2455/107
Instrument	2020013187

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,622.00 (+4.96%)	$59,272 (+6.41%) Land $6,365 Building $52,907	$311,960 (+6.42%) Land $33,500 Building $278,460
2023	$3,451.00 (+4.07%)	$55,699 Land $5,795 Building $49,904	$293,150 Land $30,500 Building $262,650
2022	$3,316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brightspeed DSL	40 / 3

May also be available: AT&T, Systec Wireless Communications, Verizon.

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