170 Pine Needle St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 170 Pine Needle St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,865 sqft · built 1986
Lot Size	0.288 acres (12,524 sqft)
Owner	Individual Name on Record
Tax Bill	$9,775 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-00001-06-00006`

Property Details

APN / Parcel Number

Primary APN	`21-00001-06-00006`
Alternative APNs	`2100001000600006` `30160600`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,865 sqft Living Area
1st Floor Area	929 sqft
Upper Floors Area	936 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	12,524 sqft (0.288 acres)
Lot Dimensions	167 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	30160600
Street Address	170 PINE NEEDLE ST
City	HOWELL
State	NJ
Zip	07731-2690
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LAUREL MANOR SEC 7
Legal Block	1.6
Legal Lot Number	6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3008
Census Tract	811501

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	170 PINE NEEDLE ST, HOWELL, NJ 07731-2690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit MANASQUAN BANK
Aug 7, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 28, 2026
Property Address	170 PINE NEEDLE ST, HOWELL, NJ 07731-2690
Document Number	0000034763
Book / Page	9790 / 9634
Instrument Date	Apr 1, 2026
Instrument	202634763
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 PINE NEEDLE ST, HOWELL, NJ 07731-2690

Mortgage

Document Number	0000034763,
Date	Apr 28, 2026
Book Page	9790/9634
Instrument	202634763

Lender

Name	MANASQUAN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 6, 2031

Interest

Rate	6%
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	170 PINE NEEDLE ST, HOWELL, NJ 07731-2690
Document Number	0000082581
Instrument Date	Aug 7, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 PINE NEEDLE ST HOWELL NJ 077312690, HOWELL, NJ 07731-2690

Mortgage

Document Number	0000082581
Date	Aug 17, 2018
Book Page	009306/009029
Instrument	82581

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$612,400 (+7.38%) Land $374,400 Building $238,000	$612,400 (+7.38%) Land $374,400 Building $238,000
2025	$9,775.00 (+4.94%)	$570,300 (+23.84%) Land $334,400 Building $235,900	$570,300 (+23.84%) Land $334,400 Building $235,900
2024	$9,315.00 (+9.09%)
2023		$460,500 Land $234,400 Building $226,100	$460,500 Land $234,400 Building $226,100
2022	$8,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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