169 Pine Needle St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 169 Pine Needle St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,078 sqft · built 1985
Lot Size	0.184 acres (8,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Oct 2022)
Tax Bill	$10,135 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00001-05-00011`

Property Details

APN / Parcel Number

Primary APN	`21-00001-05-00011`
Alternative APNs	`2100001000500011` `30151100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,078 sqft Living Area
1st Floor Area	1,248 sqft
Upper Floors Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	8,024 sqft (0.184 acres)
Lot Dimensions	107 ft deep x 75 ft wide
Garage Type	Built-in
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	260 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	30151100
Street Address	169 PINE NEEDLE ST
City	HOWELL
State	NJ
Zip	07731-2691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	LAUREL MANOR SEC 7
Legal Block	1.5
Legal Lot Number	11
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3017
Census Tract	811501

Owner

Source: Monmouth County and Howell Township records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	169 PINE NEEDLE ST, HOWELL, NJ 07731-2691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Nov 13, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 21, 2022	Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Deed Document Number	2022105106
Deed Book / Page	9620 / 8706
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 16, 2026
Property Address	169 PINE NEEDLE ST, HOWELL, NJ 07731-2691
Document Number	0000048923
Book / Page	9798 / 2512
Instrument Date	Jun 12, 2026
Instrument	202648923
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 PINE NEEDLE ST, HOWELL, NJ 07731-2691

Mortgage

Document Number	0000048923,
Date	Jun 16, 2026
Book Page	9798/2512
Instrument	202648923

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 7, 2066

Interest

Rate	6.36%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	169 PINE NEEDLE ST, HOWELL, NJ 07731-2691
Transaction Type	Mortgage
Record Updated	Dec 8, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 PINE NEEDLE ST, HOWELL, NJ 07731-2691

Mortgage

Document Number	0097654605
Date	Nov 13, 2025
Book Page	9765/4605
Instrument	2025090721

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Oct 1, 2054

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 21, 2022
Property Address	169 PINE NEEDLE ST, HOWELL, NJ 07731-2691
Document Number	0096208706
Book / Page	9620 / 8706
Instrument Date	Oct 7, 2022
Instrument	2022105106
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,989.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	169 PINE NEEDLE ST, HOWELL, NJ 07731-2691

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 PINE NEEDLE ST, HOWELL, NJ 07731-2691

Mortgage

Document Number	2022105107
Date	Oct 21, 2022
Instrument	2022105107

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$633,700 (+7.17%) Land $369,200 Building $264,500	$633,700 (+7.17%) Land $369,200 Building $264,500
2025	$10,135.00 (+4.74%)	$591,300 (+23.08%) Land $329,200 Building $262,100	$591,300 (+23.08%) Land $329,200 Building $262,100
2024	$9,676.00 (+7.82%)
2023		$480,400 Land $229,200 Building $251,200	$480,400 Land $229,200 Building $251,200
2022	$8,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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