170 Gray St, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 170 Gray St, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,884 sqft · built 1964
Lot Size	0.353 acres (15,369 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Feb 2015)
Tax Bill	$18,628 (2026)
Deeds & Mortgages	Feb 2021 Refinance Oct 2018 Line of Credit
APN	`11D000209`

Property Details

APN / Parcel Number

Primary APN	`11D000209`
Alternative APN	`AMHE M:0011D B:0000 L:0209`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,884 sqft Living Area
Gross Area	9,093 sqft
Basement Area	1,392 sqft
Unfinished Basement	1,392 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	15,369 sqft (0.353 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11D000209
Street Address	170 GRAY ST
City	AMHERST
State	MA
Zip	01002-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	209
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	2
Census Block	2008
Census Tract	820500

Owner

Source: Hampshire County and Amherst Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	170 GRAY ST, AMHERST, MA 01002-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2015 · Amount on Record
Deed Sale	Feb 13, 2015 · Amount on Record
Prior Sale	Jan 15, 2015
Deed Book / Page	11868 / 131
Transfer Doc	011868-131
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	170 GRAY ST, AMHERST, MA 01002-2106
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013990-148
Date	Feb 24, 2021
Book Page	13990/148
Instrument	4352

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2031

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	170 GRAY ST, AMHERST, MA 01002-2106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13094-300
Date	Oct 4, 2018
Book Page	13094/300
Instrument	20291

Lender

Name	UMASS/FIVE COLL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,628.00 (+10,135.16%)	$1,101,600 (+8.65%) Land $221,000 Building $880,600	$1,136,582 (+38.63%)
2025	$182.00 (-98.98%)	$1,013,900 (+5.67%) Land $202,800 Building $811,100	$819,850
2024	$17,760.00 (+5.86%)	$959,500 (+14.95%) Land $191,300 Building $768,200
2023	$16,777.00	$834,700 Land $173,900 Building $660,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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