160 Gray St, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 160 Gray St, Amherst, MA 01002

Property Summary

Property Type	Duplex
Details	5 bd · 4.5 ba · 2,368 sqft · built 1964
Lot Size	0.386 acres (16,830 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Jun 2023)
Tax Bill	$13,849 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Apr 2017 Line of Credit
APN	`11D000208`

Property Details

APN / Parcel Number

Primary APN	`11D000208`
Alternative APN	`AMHE M:0011D B:0000 L:0208`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,368 sqft Living Area
Gross Area	4,739 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,830 sqft (0.386 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11D000208
Street Address	160 GRAY ST
City	AMHERST
State	MA
Zip	01002-2106
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	208
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	2
Census Block	2008
Census Tract	820500

Owner

Source: Hampshire County and Amherst Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	160 GRAY ST, AMHERST, MA 01002-2106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Deed Document Number	20238694
Deed Book / Page	14884 / 63
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	AMHERST MA
Recording Date	Jun 15, 2023
Property Address	160 GRAY ST, AMHERST, MA 01002-2106
Document Number	0014884-63
Book / Page	14884 / 63
Instrument Date	Jun 15, 2023
Instrument	8694
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	51 EAST DR # UT2, UT2, AMHERST, MA 01002-7100

Mortgage

Document Number	0000008695
Date	Jun 15, 2023
Instrument	8695

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	160 GRAY ST, AMHERST, MA 01002-2106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12606-237
Date	Apr 28, 2017
Book Page	12606/237
Instrument	7849

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,849.00 (+10,158.52%)	$819,000 (+8.68%) Land $221,200 Building $597,800	$763,478
2025	$135.00 (-98.68%)	$753,600 (+36.35%) Land $203,000 Building $550,600
2024	$10,230.00 (+4.97%)	$552,700 (+13.98%) Land $191,500 Building $361,200
2023	$9,746.00	$484,900 Land $174,100 Building $310,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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