170 E Pugh Dr, Springboro, OH 45066 Property Records

Montgomery County property record for 170 E Pugh Dr, Springboro, OH 45066 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,342 sqft · built 2005
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Jun 2025)
Tax Bill	$6,928 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`K45200127 0004`

Property Details

APN / Parcel Number

Primary APN	`K45200127 0004`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,342 sqft Living Area
1st Floor Area	828 sqft
Basement Area	850 sqft
Finished Basement	440 sqft
Unfinished Basement	410 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	8,756 sqft (0.201 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	182 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	170 E PUGH DR
City	SPRINGBORO
State	OH
Zip	45066-7805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19 GLENVIEW SEC TWO AT SETTLERS WALK
Legal Subdivision	GLENVIEW SEC TWO AT SETTLERS WALK
Legal Lot Number	19
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3007
Census Tract	50106

Owner

Source: Montgomery County records · APN K45200127 0004

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	170 E PUGH DR, SPRINGBORO, OH 45066-7805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2023	Warranty Deed, Transfer · VA Mortgage UNION SAVINGS BANK
Apr 17, 2020	Deed of Trust, Mortgage · Conventional with PMI RUOFF MTG
Feb 25, 2019	Warranty Deed, Transfer · Conventional with PMI US BK
Sep 25, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2025 · Amount on Record
Deed Sale	Jun 13, 2025 · Amount on Record
Prior Sale	Apr 03, 2023 · Amount on Record
Deed Document Number	2025-00031304
Record Updated	Jun 08, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 03, 2023
Property Address	170 E PUGH DR, SPRINGBORO, OH 45066-7805
Document Number	0000016996
Map Reference	MB 191 PG 7
Instrument Date	Mar 16, 2023
Instrument	202300016996
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 E PUGH DR, SPRINGBORO, OH 45066-7805

Mortgage

Document Number	0000016997
Date	Apr 03, 2023
Instrument	202300016997

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	170 E PUGH DR, SPRINGBORO, OH 45066-7805
Document Number	0000023813
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 08, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	170 E PUGH DR SPRINGBORO OH 450667805, SPRINGBORO, OH 45066-7805

Mortgage

Document Number	0000023813
Date	Apr 24, 2020
Instrument	23813

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 23, 2035

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 25, 2019
Property Address	170 E PUGH DR, SPRINGBORO, OH 45066-7805
Document Number	0000009631
Instrument Date	Feb 13, 2019
Instrument	9631
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$918.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	170 E PUGH DR SPRINGBORO OH 450667805, SPRINGBORO, OH 45066-7805

Mortgage

Document Number	9642
Date	Feb 25, 2019
Instrument	9642

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 25, 2018
Property Address	170 E PUGH DR, SPRINGBORO, OH 45066-7805
Document Number	0000056213
Instrument Date	Sep 18, 2018
Instrument	56213
Transaction Type	Foreclosure
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$696.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 GRAND WOOD CT SPRINGBORO OH 450668467, SPRINGBORO, OH 45066-8467

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,460 (-) Land $20,640 Building $114,820
2024	$6,928.00 (-1.45%)
2023	$7,030.00 (+22.95%)	$135,460 (+34%) Land $20,640 Building $114,820	$387,020 (+34%) Land $58,960 Building $328,060
2022	$5,718.00	$101,090 Land $15,400 Building $85,690
2020			$288,820 Land $44,000 Building $244,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39165C), updated June 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 19% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 573 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	2,000 / 2,000
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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