Montgomery County property record for 165 E Pugh Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,502 sqft · built 2005 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $228,000 (May 2007) |
| Tax Bill | $5,892 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | K45200127 0011 |
| Primary APN | K45200127 0011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,502 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 290 sqft |
| Unfinished Basement | 290 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,756 sqft (0.201 acres) |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 182 sqft |
| Patio Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 165 E PUGH DR |
|---|---|
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-7801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26 GLENVIEW SEC TWO AT SETTLERS WALK |
| Legal Subdivision | GLENVIEW SEC TWO AT SETTLERS WALK |
| Legal Lot Number | 26 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 50106 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 165 E PUGH DR, SPRINGBORO, OH 45066-7801 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Mar 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2007 · Amount on Record |
| Deed Sale | May 16, 2007 · Amount on Record |
| Prior Sale | Nov 10, 2005 |
| Deed Document Number | 07-041169 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 165 E PUGH DR, SPRINGBORO, OH 45066-7801 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000002766 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2021-00002766 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 165 E PUGH DR, SPRINGBORO, OH 45066-7801 |
| Document Number | 0000068861 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 165 E PUGH DR SPRINGBORO OH 450667801, SPRINGBORO, OH 45066-7801 |
| Document Number | 0000068861 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 68861 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 8, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 165 E PUGH DR, SPRINGBORO, OH 45066-7801 |
| Document Number | 0000013498 |
| Instrument Date | Mar 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2018 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 165 E PUGH DR SPRINGBORO OH 450667801, SPRINGBORO, OH 45066-7801 |
| Document Number | 0000013498 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 13498 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 11, 2038 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Miami Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115,140 (-) Land $20,640 Building $94,500 | ||
| 2024 | $5,892.00 (-1.46%) | ||
| 2023 | $5,979.00 (+22.95%) | $115,140 (+34.01%) Land $20,640 Building $94,500 | $328,960 (+34%) Land $58,960 Building $270,000 |
| 2022 | $4,863.00 | $85,920 Land $15,400 Building $70,520 | |
| 2020 | $245,490 Land $44,000 Building $201,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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