Harnett County property record for 170 Cobblestone Dr, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,804 sqft · built 2006 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (May 2025) |
| Tax Bill | $2,038 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage May 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500050504 |
| Primary APN | 1500050504 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,804 sqft Heated Area |
| 1st Floor Area | 714 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 520 sqft |
| Porch | Porch |
| Porch Area | 64 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500071840 |
|---|---|
| Street Address | 170 COBBLESTONE DR |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-9175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LOT#50 STONE CROSS SEC2 PHI MAP#2005-953 |
| Legal Subdivision | STONE CROSS |
| Legal Phase | 1 |
| Legal Lot Number | 50 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 71204 |
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 170 COBBLESTONE DR, SPRING LAKE, NC 28390-9175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 22, 2017 | Grant Deed, Transfer TIAGO TITLE LLC |
| May 22, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2025 · Amount on Record |
| Deed Sale | May 21, 2025 · Amount on Record |
| Prior Sale | Jul 7, 2022 · Amount on Record |
| Deed Document Number | 20259088 |
| Deed Book / Page | 4286 / 130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jul 7, 2022 |
| Property Address | 170 COBBLESTONE DR, SPRING LAKE, NC 28390-9175 |
| Document Number | 0000104473 |
| Book / Page | 4157 / 2723 |
| Map Reference | CAB 2005 SL 953 |
| Instrument Date | Jul 5, 2022 |
| Instrument | 2022104473 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $473.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9524 MADISON CRK, 9524, CONVERSE, TX 78109-2971 |
| Name | Verified Name |
|---|---|
| Address | 170 COBBLESTONE DR, SPRING LAKE, NC 28390-9175 |
| Document Number | 0000104474 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 2022104474 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | May 22, 2017 |
| Property Address | 170 COBBLESTONE DR, SPRING LAKE, NC 28390-9175 |
| Document Number | 0000007247 |
| Book / Page | 003506 / 000421 |
| Instrument Date | May 19, 2017 |
| Instrument | 7247 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | TIAGO TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 COBBLESTONE DR SPRING LAKE NC 283909175, SPRING LAKE, NC 28390-9175 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | May 22, 2017 |
| Property Address | 170 COBBLESTONE DR, SPRING LAKE, NC 28390-9175 |
| Document Number | 0000007246 |
| Book / Page | 003506 / 000419 |
| Instrument Date | May 17, 2017 |
| Instrument | 7246 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | TIAGO TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 COBBLESTONE DR SPRING LAKE NC 283909175, SPRING LAKE, NC 28390-9175 |
| Document Number | 7248 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 003506/000423 |
| Instrument | 7248 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2047 |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,038.00 (+36.78%) | $264,018 (+31.67%) | $264,018 (+31.67%) Land $48,080 Building $215,938 |
| 2025 | $1,490.00 | $200,520 (-) | $200,520 (-) Land $49,540 Building $150,980 |
| 2023 | $1,490.00 | $200,520 | $200,520 Land $49,540 Building $150,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (2013–2018) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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