165 Cobblestone Dr, Spring Lake, NC 28390 Property Records

Harnett County property record for 165 Cobblestone Dr, Spring Lake, NC 28390 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,943 sqft · built 2006
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Feb 2026)
Tax Bill	$1,589 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Nov 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1500047118`

Property Details

APN / Parcel Number

Primary APN	`1500047118`
Alternative APN	`01053514 0100 07`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,943 sqft Heated Area
1st Floor Area	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Area	696 sqft
Porch	Porch
Porch Area	355 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500047118
Street Address	165 COBBLESTONE DR
City	SPRING LAKE
State	NC
Zip	28390-9175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT#32 STONE CROSS SEC 2 PH1 MAP#2005-953
Legal Subdivision	STONE CROSS
Legal Phase	1
Legal Lot Number	32
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2006
Census Tract	71204

Owner

Source: Harnett County records · APN 1500047118

Assessment roll updated August 28, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	165 COBBLESTONE DR, SPRING LAKE, NC 28390-9175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Contract Sale, Transfer · Land Contract KISER FAMILY LAND TRUST ELIO JAVIE
Nov 07, 2025	Warranty Deed, Transfer
Jan 24, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 14, 2019	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK
Nov 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Prior Sale	Nov 07, 2025 · Amount on Record
Deed Document Number	20263250
Deed Book / Page	4327 / 2032
Prior Transfer Date	Nov 12, 2018
Prior Transfer Doc	0000015887
Record Updated	Sep 20, 2026

February 2026: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	HARNETT NC
Recording Date	Feb 23, 2026
Property Address	165 COBBLESTONE DR, SPRING LAKE, NC 28390-9175
Document Number	0000003250
Book / Page	4327 / 2032
Instrument Date	Feb 18, 2026
Instrument	2026003250
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Feb 23, 2026

Lender

Name	KISER FAMILY LAND TRUST ELIO JAVIE
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount Recorded

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Nov 07, 2025
Property Address	165 COBBLESTONE DR, SPRING LAKE, NC 28390-9175
Document Number	0000021240
Book / Page	4312 / 597
Map Reference	MB 2005 PG 953
Instrument Date	Nov 04, 2025
Instrument	2025021240
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Amount	Amount Recorded
Tax	$482.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	398 SHAW RD, CAMERON, NC 28326-8468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 COBBLESTONE DR, SPRING LAKE, NC 28390-9175

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jan 24, 2022
Property Address	165 COBBLESTONE DR, SPRING LAKE, NC 28390-9175
Document Number	0000001581
Book / Page	4105 / 268
Map Reference	MB 2005 PG 953
Instrument Date	Jan 05, 2022
Instrument	2022001581
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 TIMBERWOOD LN, 75, SANFORD, NC 27332-9512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 COBBLESTONE DR, SPRING LAKE, NC 28390-9175

Mortgage

Document Number	0000001582
Date	Jan 24, 2022
Instrument	2022001582

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARNETT NC
Property Address	165 COBBLESTONE DR, SPRING LAKE, NC 28390-9175
Document Number	0000007886
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 COBBLESTONE DR SPRING LAKE NC 283909175, SPRING LAKE, NC 28390-9175

Mortgage

Document Number	0000007886
Date	Jun 14, 2019
Book Page	003706/000184
Instrument	7886

Lender

Name	WELLS FARGO BK
Type	Bank
Address	RUSSELL, IA 50238

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

Interest

Rate	4.75%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARNETT NC
Recording Date	Nov 13, 2018
Property Address	165 COBBLESTONE DR, SPRING LAKE, NC 28390-9175
Document Number	0000015887
Book / Page	003653 / 000488
Instrument Date	Nov 12, 2018
Instrument	15887
Transaction Type	Transfer
Record Updated	Dec 05, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 COBBLESTONE DR SPRING LAKE NC 283909175, SPRING LAKE, NC 28390-9175

Tax Assessment & Valuation

Source: Harnett County records · Assessment roll updated August 28, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,589.00	$214,625 (-)	$214,625 (-) Land $40,390 Building $174,235
2023	$1,589.00	$214,625	$214,625 Land $40,390 Building $174,235

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harnett County (37085C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370850712042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (2013–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2018, rainfall accumulation, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 3 claims

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 72% of North Carolina
Wildfire Likelihood	About 1 in 980 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 131 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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