170 Chips Rd, Vanceboro, NC 28586 Property Records

Craven County property record for 170 Chips Rd, Vanceboro, NC 28586

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1970
Lot Size	0.459 acres (20,002 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (May 2018)
Tax Bill	$687 (2026)
Deeds & Mortgages	May 2018 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1-038-1-021`

Property Details

APN / Parcel Number

Primary APN	`1-038-1-021`
Alternative APN	`120409`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,002 sqft (0.459 acres)
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	120409
Street Address	170 CHIPS RD
City	VANCEBORO
State	NC
Zip	28586-8792
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 WEST CRAVEN HEIGHTS SUBDIVISION
Legal Subdivision	WEST CRAVEN HEIGHTS
Legal Lot Number	21
Jurisdiction	CRAVEN NC
Township / Civil Division	1
Census Block Group	1
Census Block	1022
Census Tract	960201

Owner

170 Chips Rd is owned and occupied by an individual who bought it in May 2018.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	170 CHIPS RD, VANCEBORO, NC 28586-8792
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2018	Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
May 2, 2018	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE LLC
May 2, 2018	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2018 · Amount on File
Deed Sale	May 2, 2018 · Amount on File
Prior Sale	Jun 2, 1978
Deed Document Number	201810021839
Deed Book / Page	3534 / 846
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	170 CHIPS RD, VANCEBORO, NC 28586-8792
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003534/0000000862
Date	May 2, 2018
Book Page	0000003534/0000000862
Instrument	000010021841

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	170 CHIPS RD, VANCEBORO, NC 28586-8792
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003534/0000000850
Date	May 2, 2018
Book Page	0000003534/0000000850
Instrument	000010021840

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

May 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CRAVEN NC
Recording Date	May 2, 2018
Property Address	170 CHIPS RD, VANCEBORO, NC 28586-8792
Document Number	3534/846
Book / Page	3534 / 846
Instrument Date	Apr 27, 2018
Instrument	000010021839
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 CHIPS RD, VANCEBORO, NC 28586-8792

Tax Assessment & Valuation

The 2026 property tax bill for 170 Chips Rd was $687.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$687.00	$132,460 (-) Land $28,000 Building $104,460	$132,460 (-) Land $28,000 Building $104,460
2025	$687.00	$132,460 Land $28,000 Building $104,460	$132,460 Land $28,000 Building $104,460
2023	$675.00 (+18.84%)	$132,460 (+52.34%) Land $28,000 Building $104,460	$132,460 Land $28,000 Building $104,460
2022	$568.00	$86,950 Land $25,000 Building $61,950
2018			$86,950 Land $25,000 Building $61,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 170 Chips Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	16 (2016–2021)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims Hurricane Matthew, Oct 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Chips Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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