155 Chips Rd, Vanceboro, NC 28586 Property Records

Craven County property record for 155 Chips Rd, Vanceboro, NC 28586

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1997
Lot Size	0.459 acres (20,015 sqft)
Owner	Company Name on Record
Last Sale	$17,500 (Aug 2001)
Tax Bill	$690 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`1-038-1-030`

Property Details

APN / Parcel Number

Primary APN	`1-038-1-030`
Alternative APN	`43592`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,015 sqft (0.459 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	43592
Street Address	155 CHIPS RD
City	VANCEBORO
State	NC
Zip	28586-8793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 WEST CRAVEN HEIGHTS SUBDIVISION
Legal Subdivision	WEST CRAVEN HEIGHTS
Legal Lot Number	30
Jurisdiction	CRAVEN NC
Township / Civil Division	1
Census Block Group	1
Census Block	1031
Census Tract	960201

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3504 OLD AIRPORT RD, NEW BERN, NC 28562-8790
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 27, 2026	Warranty Deed, Transfer · Commercial Mortgage ISERVE RESIDENTIAL LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2001 · Amount on Record
Deed Sale	Aug 31, 2001 · Amount on Record
Deed Book / Page	1847 / 454
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	155 CHIPS RD, VANCEBORO, NC 28586-8793
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003711/923
Date	Feb 4, 2022
Book Page	3711/923
Instrument	10091333

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Feb 27, 2026
Property Address	155 CHIPS RD, VANCEBORO, NC 28586-8793
Document Number	03870/1326
Book / Page	3870 / 1326
Map Reference	MB 11 PG 56
Instrument Date	Feb 23, 2026
Instrument	10152831
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3504 OLD AIRPORT RD, NEW BERN, NC 28562-8790

Mortgage

Document Number	0038721058
Date	Feb 27, 2026
Instrument	3872/1058

Lender

Name	ISERVE RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$690.00	$133,050 (-) Land $28,000 Building $105,050	$133,050 (-) Land $28,000 Building $105,050
2025	$690.00 (+1.77%)	$133,050 (-) Land $28,000 Building $105,050	$133,050 (-) Land $28,000 Building $105,050
2023	$678.00 (+6.77%)	$133,050 (+35.24%) Land $28,000 Building $105,050	$133,050 (+35.24%) Land $28,000 Building $105,050
2022	$635.00	$98,380 Land $25,000 Building $73,380
2018			$98,380 Land $25,000 Building $73,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	16 (2016–2021)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims Hurricane Matthew, Oct 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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