155 Central Ave S, Milaca, MN 56353 Property Records

Mille Lacs County property record for 155 Central Ave S, Milaca, MN 56353

Property Summary

Property Type	Commercial
Details	5,040 sqft
Lot Size	0.077 acres (3,360 sqft)
Owner	Company Name on Record
Last Sale	$95,000 (Oct 2013)
Tax Bill	$2,292 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-044-0130`

Property Details

APN / Parcel Number

Primary APN	`21-044-0130`

Interior

Building Area	5,040 sqft Total Area
Basement Area	2,520 sqft
Office	2,520 sqft

Exterior

Lot Area	3,360 sqft (0.077 acres)

Location & Zoning

Street Address	155 CENTRAL AVE S
City	MILACA
State	MN
Zip	56353-1122
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W 1/2 OF BLK 39 OF 3RD ADDN TO MILACA THE N 34 FT OF W 98.5 FT OF LOT 12 BLK 39
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	KERRS SUBDIVISION OF THE
Legal Block	39
Legal Lot Number	12
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3041
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	157 CENTRAL AVE S, MILACA, MN 56353-1122
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS ALLIANCE BANK
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK WATKINS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2013 · Amount on Record
Deed Sale	Oct 9, 2013 · Amount on Record
Deed Document Number	2013382034
Prior Transfer Date	Mar 23, 2013
Prior Transfer Doc	A378779
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	155 CENTRAL AVE S, MILACA, MN 56353-1122
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A422746
Date	Feb 22, 2021
Instrument	A422746

Lender

Name	CITIZENS ALLIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 28, 2031

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	155 CENTRAL AVE S, MILACA, MN 56353-1122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A415127
Date	Jan 3, 2020
Instrument	A415127

Lender

Name	FARMERS STATE BANK WATKINS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 27, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,292.00 (+20.13%)	$137,900 (+11.84%) Land $12,500 Building $125,400	$137,900 (+11.84%) Land $12,500 Building $125,400
2025	$1,908.00 (+13.03%)	$123,300 (+25.3%) Land $10,000 Building $113,300	$123,300 (+25.3%) Land $10,000 Building $113,300
2023	$1,688.00	$98,400 Land $9,200 Building $89,200	$98,400 Land $9,200 Building $89,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ECE Fiber.

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