17 Upper Cir, Carmel Valley, CA 93924 Property Records

Monterey County property record for 17 Upper Cir, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 1935
Lot Size	0.465 acres (20,273 sqft)
Owner	Company Name on Record
Tax Bill	$2,898 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`189-473-014-000`

Property Details

APN / Parcel Number

Primary APN	`189-473-014-000`
Alternative APN	`189-473-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,273 sqft (0.465 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	189-473-014
Street Address	17 UPPER CIR
City	CARMEL VALLEY
State	CA
Zip	93924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBLES DEL RIO CARMELO SUB2 L85 EXC POR DESC IN R3 PG293 & L150 EXC POR DESC IN R1108-338
Legal Subdivision	ROBLES DEL RIO CARMELO SUB
Legal Block	3
Legal Lot Number	85
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	3
Census Block	3008
Census Tract	11001

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 91, CARMEL VALLEY, CA 93924-0091
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOW RATE COMPANY CORP
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 28, 2020	Quit Claim Deed, Transfer PROMINENT ESCROW SERVICES INC, PROMINENT ESCROW SVCS INC
Apr 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Nov 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 10, 2017	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 15, 2020
Transfer Doc	0000020711
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17 UPPER CIR, CARMEL VALLEY, CA 93924
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 UPPER CIR, CARMEL VALLEY, CA 93924

Mortgage

Document Number	0000006679
Date	Feb 8, 2022
Instrument	2022006679

Lender

Name	LOW RATE COMPANY CORP
Type	Non-Lending Institution
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17 UPPER CIR, CARMEL VALLEY, CA 93924
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 91, CARMEL VALLEY, CA 93924-0091

Mortgage

Document Number	0000037245
Date	May 25, 2021
Instrument	2021037245

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 28, 2020
Property Address	17 UPPER CIR, CARMEL VALLEY, CA 93924
Document Number	0000020713
Instrument Date	Apr 15, 2020
Instrument	20713
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	PROMINENT ESCROW SERVICES INC, PROMINENT ESCROW SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17 UPPER CIR CARMEL VALLEY CA 93924, CARMEL VALLEY, CA 93924

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 28, 2020
Property Address	17 UPPER CIR, CARMEL VALLEY, CA 93924
Document Number	0000020711
Map Reference	MB 3 PG 48
Instrument Date	Apr 15, 2020
Instrument	2020020711
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17 UPPER CIR, CARMEL VALLEY, CA 93924

Mortgage

Document Number	0000020712
Date	Apr 28, 2020
Instrument	2020020712

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 28, 2018
Property Address	17 UPPER CIR, CARMEL VALLEY, CA 93924
Document Number	0000054196
Instrument Date	Nov 20, 2018
Instrument	54196
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17 UPPER CIR CARMEL VALLEY CA 93924, CARMEL VALLEY, CA 93924

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17 UPPER CIR, CARMEL VALLEY, CA 93924
Document Number	0000014222
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 24, 2017
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	17 UPPER CIR CARMEL VALLEY CA 93924, CARMEL VALLEY, CA 93924

Mortgage

Document Number	0000014222
Date	Mar 16, 2017
Instrument	14222

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 15, 2037

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$264,125 (+2%) Land $78,807 Building $185,318
2025	$2,898.00 (+1.51%) Homeowner's exemption	$258,947 (+4.04%) Land $77,262 Building $181,685
2023	$2,855.00 (+3.22%) Homeowner's exemption	$248,894 Land $74,263 Building $174,631
2022	$2,766.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	6 (1995–2023)
Most Recent Claim	Feb 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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