14 Upper Cir, Carmel Valley, CA 93924 Property Records

Monterey County property record for 14 Upper Cir, Carmel Valley, CA 93924

Property Summary

Property Type	Residential Vacant Land
Lot Size	23.9 acres (1,045,273 sqft)
Owner	2 Individual Names on Record
Last Sale	$795,000 (Jun 2021)
Tax Bill	$10,665 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`197-081-014-000`

Property Details

APN / Parcel Number

Primary APN	`197-081-014-000`

Exterior

Lot Area	1,045,273 sqft (23.9 acres)

Location & Zoning

Street Address	14 UPPER CIR
City	CARMEL VALLEY
State	CA
Zip	93924
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	ASSRS 1930 MAP OF LOS TULARCITOS RO & VICINITY LOT A9 EXC POR AS DESC IN R512 PG 963 & EXC 1.32 AC PAR IN MOST NLY COR OF L
Legal Subdivision	LOS TULARCITOS RHO
Legal Lot Number	A9
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	3
Census Block	3008
Census Tract	11001

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	150 E CARMEL VALLEY RD, CARMEL VALLEY, CA 93924-9604
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Grant Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Jun 8, 2021	Grant Deed, Transfer · Commercial Mortgage SANTA CRUZ COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Prior Sale	Jan 12, 2016
Deed Document Number	2021040194
Record Updated	Jun 8, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 1, 2023
Property Address	14 UPPER CIR, CARMEL VALLEY, CA 93924-9737
Document Number	0000038518
Map Reference	MB 3 PG 48
Instrument Date	Oct 5, 2023
Instrument	2023038518
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	150 E CARMEL VALLEY RD, CARMEL VALLEY, CA 93924-9604

Mortgage

Document Number	0000038519
Date	Nov 1, 2023
Instrument	2023038519

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2038

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 8, 2021
Property Address	14 UPPER CIR, CARMEL VALLEY, CA 93924-9737
Document Number	0000040194
Map Reference	MB 3 PG 48
Instrument Date	Apr 19, 2021
Instrument	2021040194
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1249 HANCHETT AVE, SAN JOSE, CA 95126-2604

Mortgage

Document Number	0000040195
Date	Jun 8, 2021
Instrument	2021040195

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,665.00 (+29.4%)	$1,010,820 (+30.41%) Land $1,010,820
2023	$8,242.00 (+3.37%)	$775,098 Land $775,098
2022	$7,973.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	6 (1995–2023)
Most Recent Claim	Feb 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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