17 Sunset Dr, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 17 Sunset Dr, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,213 sqft · built 1989
Lot Size	3.77 acres (164,221 sqft)
Owner	2 Individual Names on Record
Last Sale	$920,000 (Jun 2023)
Tax Bill	$10,080 (2026)
Deeds & Mortgages	Mar 2021 Refinance Oct 2024 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`STER M:00157 L:00046`

Property Details

APN / Parcel Number

Primary APN	`STER M:00157 L:00046`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,213 sqft Living Area
Gross Area	6,080 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	164,221 sqft (3.77 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	17 SUNSET DR
City	STERLING
State	MA
Zip	01564-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRF
Legal Lot Number	46
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1040
Census Tract	719100

Owner

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 SUNSET DR, STERLING, MA 01564-2454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ALLIED MORTGAGE & SERVICES
Oct 21, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance AVIDIA BANK
Dec 18, 2024	Deed of Trust, Mortgage · Line of Credit AVIDIA BANK
Jun 27, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage AVIDIA BANK
Jun 21, 2017	Deed of Trust, Mortgage DIGITAL FCU
May 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ALLIED MORTGAGE & SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Nov 20, 2012 · Amount on Record
Deed Book / Page	69303 / 274
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	17 SUNSET DR, STERLING, MA 01564-2454
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00064620-1
Date	Mar 5, 2021
Book Page	64620/1
Instrument	31205

Lender

Name	ALLIED MORTGAGE & SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	17 SUNSET DR, STERLING, MA 01564-2454
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071182-111
Date	Oct 21, 2024
Book Page	71182/111
Instrument	86433

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	17 SUNSET DR, STERLING, MA 01564-2454
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071432-67
Date	Dec 18, 2024
Book Page	71432/67
Instrument	105300

Lender

Name	AVIDIA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2045

Interest

Rate Type	Adjustable Rate

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Jun 27, 2023
Property Address	17 SUNSET DR, STERLING, MA 01564-2454
Document Number	069303-274
Book / Page	69303 / 274
Instrument Date	Jun 27, 2023
Instrument	50402
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 SUNSET DR, STERLING, MA 01564-2454

Mortgage

Document Number	0000050403
Date	Jun 27, 2023
Instrument	50403

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	17 SUNSET DR, STERLING, MA 01564-2454
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	057294-172
Date	Jun 21, 2017
Book Page	57294/172
Instrument	64301

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	17 SUNSET DR, STERLING, MA 01564-2454
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	060400-106
Date	May 14, 2019
Book Page	60400/106
Instrument	42964

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	17 SUNSET DR, STERLING, MA 01564-2454
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00064620-1
Date	Mar 5, 2021
Book Page	64620/1
Instrument	31205

Lender

Name	ALLIED MORTGAGE & SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,080.00 (+3.16%)	$803,200 (+5.88%) Land $225,400 Building $577,800	$971,185 (-)
2025	$9,771.00 (+3.67%)	$758,600 (+7.13%) Land $192,500 Building $566,100	$971,185 (+2.04%)
2024	$9,425.00 (+5.76%)	$708,100 (+13.62%) Land $186,400 Building $521,700	$951,805
2023	$8,912.00	$623,200 Land $178,300 Building $444,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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