12 Sunset Dr, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 12 Sunset Dr, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,908 sqft · built 1991
Lot Size	1.82 acres (79,279 sqft)
Owner	2 Trust Names on File
Last Sale	$325,000 (Feb 2008)
Tax Bill	$8,242 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`STER M:00157 L:00041`

Property Details

APN / Parcel Number

Primary APN	`STER M:00157 L:00041`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area
Gross Area	3,462 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	79,279 sqft (1.82 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 SUNSET DR
City	STERLING
State	MA
Zip	01564-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRF
Legal Lot Number	41
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1040
Census Tract	719100

Owner

12 Sunset Dr is owner-occupied and held in a trust since April 2021.

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	12 SUNSET DR, STERLING, MA 01564-2454
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
Sep 29, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE LLC
May 11, 2021	Quit Claim Deed, Transfer Quitclaim
May 11, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance QUICKEN LOANS INC
Feb 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2008 · Amount on File
Deed Sale	Feb 20, 2008 · Amount on File
Prior Sale	Jan 16, 1991 · Amount on File
Deed Book / Page	42436 / 101
Last Transfer Date	Apr 22, 2021
Transfer Doc	65142-357
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	12 SUNSET DR, STERLING, MA 01564-2454
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068368-171
Date	Oct 18, 2022
Book Page	68368/171
Instrument	113163

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	12 SUNSET DR, STERLING, MA 01564-2454
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072596-156
Date	Sep 29, 2025
Book Page	72596/156
Instrument	83147

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	May 11, 2021
Property Address	12 SUNSET DR, STERLING, MA 01564-2454
Document Number	65142-357
Book / Page	65142 / 357
Instrument Date	Apr 22, 2021
Instrument	65182
Transaction Type	Transfer
Record Updated	May 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SUNSET DR, STERLING, MA 01564-2454

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	May 11, 2021
Property Address	12 SUNSET DR, STERLING, MA 01564-2454
Document Number	065142-330
Book / Page	65142 / 330
Instrument Date	Apr 22, 2021
Instrument	65179
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SUNSET DR, STERLING, MA 01564-2454

Mortgage

Document Number	0000065180
Date	May 11, 2021
Instrument	65180

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Feb 28, 2020
Property Address	12 SUNSET DR, STERLING, MA 01564-2454
Document Number	61962-247
Book / Page	061962 / 000247
Instrument Date	Feb 14, 2020
Instrument	978
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12 SUNSET DR STERLING MA 015642454, STERLING, MA 01564-2454

Tax Assessment & Valuation

The 2026 property tax bill for 12 Sunset Dr was $8,242, up 6.6% from the year before.

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,242.00 (+6.57%)	$656,700 (+9.36%) Land $204,600 Building $452,100	$583,775 (-)
2025	$7,734.00 (+6.93%)	$600,500 (+10.51%) Land $176,900 Building $423,600	$583,775 (+2.09%)
2024	$7,233.00 (+2.54%)	$543,400 (+10.16%) Land $171,000 Building $372,400	$571,805
2023	$7,054.00	$493,300 Land $162,200 Building $331,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Sunset Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Sunset Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sunset Dr

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